99 S Bay Ave, Islip, NY 11751 Property Records

Suffolk County and Islip Town property record for 99 S Bay Ave, Islip, NY 11751

Property Summary

Property TypeSingle Family Home
Details2,562 sqft · built 1950
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (May 2002)
Tax Bill$18,400 (2024)
Deeds & MortgagesFeb 2020 Sale
Oct 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN472889 397.-1-21.1

Property Details

APN / Parcel Number

Primary APN472889 397.-1-21.1
Alternative APNs
  • 0500-397.00-01.00-021.001
  • 288939700000010210010000
  • 472800830530
  • 604081

Interior

Building Area2,562 sqft Living Area
1st Floor Area1,092 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area13,504 sqft (0.31 acres)
Lot Width104 ft Width
Garage TypeAttached
Garage Area378 sqft

Location & Zoning

Account Number604081
Street Address99 S BAY AVE
CityISLIP
StateNY
Zip11751-4014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionT059H00000000
Legal Block7000
Legal Lot Number100
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group1
Census Block1020
Census Tract147402

Owner

99 S Bay Ave is owned and occupied by an individual who bought it in May 2002.

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner of RecordIndividual Name on File
Mailing Address99 S BAY AVE, ISLIP, NY 11751-4014
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2020Deed, Transfer
Oct 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 16, 2016Deed of Trust, Mortgage · Conventional Mortgage
TEACHERS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2002 · Amount on File
Deed SaleMay 14, 2002 · Amount on File
Deed Book / Page12185 / 593
Record UpdatedSep 20, 2026

February 2020: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateFeb 20, 2020
Property Address99 S BAY AVE, ISLIP, NY 11751-4014
Document Number0130480676
Book / Page13048 / 676
Instrument DateJan 23, 2020
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address99 S BAY AVE, ISLIP, NY 11751-4014
Document Number0228670641
Book / Page022867 / 000641
Instrument DateOct 17, 2017
Transaction TypeMortgage
Record UpdatedDec 6, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address99 S BAY AVE ISLIP NY 117514014, ISLIP, NY 11751-4014

Mortgage

Document Number0228670641
DateOct 25, 2017
Book Page022867/000641
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 24, 2047

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address99 S BAY AVE, ISLIP, NY 11751-4014
Document Number0227930362
Book / Page022793 / 000362
Instrument DateDec 16, 2016
Transaction TypeMortgage
Record UpdatedJul 4, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 S BAY AVE ISLIP NY 117514014, ISLIP, NY 11751-4014

Mortgage

Document Number0227930362
DateFeb 28, 2017
Book Page022793/000362
Lender
NameTEACHERS FCU
TypeCredit Union
AddressHAUPPAUGE, NY 11788
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueFeb 27, 2022

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictIslip Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$56,600 Land $15,500 Building $41,100$797,183 (-) Land $218,310 Building $578,873
2024$18,400.00$797,183 (+2.54%) Land $218,310 Building $578,873
2023$56,600 Land $15,500 Building $41,100$777,472 Land $212,912 Building $564,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 99 S Bay Ave in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Nearby Flood Policies40 in force
Nearby Flood Claims19 (1980–2023)
Claims Outside the SFHA18 of 19
Most Recent ClaimJul 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 S Bay Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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