99 Ronald Ct, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 99 Ronald Ct, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	2,264 sqft · built 1958
Lot Size	1.93 acres (84,071 sqft)
Owner	2 Individual Names on File
Last Sale	$862,500 (Jul 2005)
Tax Bill	$17,341 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-05301-0000-00037`

Property Details

APN / Parcel Number

Primary APN	`48-05301-0000-00037`
Alternative APN	`480530100037`

Interior

Stories	1 Story
Building Area	2,264 sqft Living Area
1st Floor Area	2,264 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	84,071 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	99 RONALD CT
City	RAMSEY
State	NJ
Zip	07446-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	1.930AC
Legal Block	5301
Legal Lot Number	37
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1006
Census Tract	44201

Owner

99 Ronald Ct is owned and occupied by two individuals who bought it in July 2005.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	99 RONALD CT, RAMSEY, NJ 07446-2626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2005 · Amount on File
Deed Sale	Jul 14, 2005 · Amount on File
Deed Book / Page	8838 / 408
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	99 RONALD CT, RAMSEY, NJ 07446-2626
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042531419
Date	Jul 6, 2021
Book Page	4253/1419
Instrument	2021107912

Lender

Name	CLASSIC MORTGAGE LLC
Type	Mortgage Company
Address	MAYWOOD, NJ 07607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 99 Ronald Ct was $17,341, down 3.5% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$936,800 (+11.23%) Land $454,400 Building $482,400	$936,800 (+11.23%) Land $454,400 Building $482,400
2025	$17,341.00 (-3.47%)	$842,200 Land $429,400 Building $412,800	$842,200 Land $429,400 Building $412,800
2024	$17,964.00
2023		$636,600 Land $354,100 Building $282,500	$636,600 Land $354,100 Building $282,500
2022	$16,698.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 Ronald Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2021)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Ronald Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20