99 Rock Ln, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 99 Rock Ln, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	824 sqft · built 1962
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Sep 2014)
Tax Bill	$8,158 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`10-00232-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`10-00232-0000-00001`
Alternative APN	`100023200001`

Interior

Stories	1 Story
Building Area	824 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Street Address	99 ROCK LN
City	MIDDLESEX
State	NJ
Zip	08846-2120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	60X100 2-3
Legal Block	232
Legal Lot Number	1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	4
Census Block	4001
Census Tract	200

Owner

99 Rock Ln is owned and occupied by an individual who bought it in September 2014.

Source: Middlesex County and Middlesex Borough records, as of September 8, 2026

Owner of Record	Individual Name on File
Mailing Address	99 ROCK LN, MIDDLESEX, NJ 08846-2120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2014 · Amount on File
Deed Sale	Sep 3, 2014 · Amount on File
Prior Sale	Jan 23, 2014
Deed Document Number	2014111
Deed Book / Page	6607 / 281
Prior Transfer Date	Nov 19, 2013
Prior Transfer Doc	0000000856
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 12, 2026
Property Address	99 ROCK LN, MIDDLESEX, NJ 08846-2120
Document Number	0000051833
Book / Page	20101 / 139
Instrument Date	Jul 24, 2026
Instrument	202651833
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 ROCK LN, MIDDLESEX, NJ 08846-2120

Mortgage

Document Number	0000051833,
Date	Aug 12, 2026
Book Page	20101/139
Instrument	202651833

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 19, 2046

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 99 Rock Ln was $8,158, down 1% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,800 (-) Land $124,200 Building $260,600	$384,800 (-) Land $124,200 Building $260,600
2025	$8,158.00 (-1.02%)	$384,800 Land $124,200 Building $260,600	$384,800 Land $124,200 Building $260,600
2024	$8,242.00
2023		$356,200 Land $124,200 Building $232,000	$356,200 Land $124,200 Building $232,000
2022	$8,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 Rock Ln in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 92 policies
Nearby Flood Policies	92 in force
Nearby Flood Claims	606 (1979–2025)
Claims Outside the SFHA	17 of 606
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 133 claims Severe Storms And Flooding, Mar 2010 · 160 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Rock Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20