Person County property record for 99 River Ridge Ln, Timberlake, NC 27583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,048 sqft · built 2018 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Nov 2018) |
| Tax Bill | $2,955 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2018 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A42 291 |
| Primary APN | A42 291 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,048 sqft Heated Area |
| Gross Area | 3,337 sqft |
| Attic | Attic |
| Attic Area | 461 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 48,352 sqft (1.11 acres) |
| Garage Area | 420 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Gas |
| Account Number | 68304 301 |
|---|---|
| Street Address | 99 RIVER RIDGE LN |
| City | TIMBERLAKE |
| State | NC |
| Zip | 27583-9488 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERS EDG/P2/L24/HSE |
| Legal Subdivision | WATERS EDGE |
| Jurisdiction | PERSON NC |
| Township / Civil Division | FLAT RIVER |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 920602 |
99 River Ridge Ln is owned and occupied by two individuals who bought it in November 2018.
Source: Person County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 99 RIVER RIDGE LN, TIMBERLAKE, NC 27583-9488 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Nov 2, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 28, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 14, 2018 | Warranty Deed, Transfer · Construction Mortgage BENCHMARK COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2018 · Amount on File |
| Deed Sale | Nov 2, 2018 · Amount on File |
| Prior Sale | Mar 28, 2018 · Amount on File |
| Deed Document Number | 201812713 |
| Deed Book / Page | 994 / 74 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERSON NC |
| Property Address | 99 RIVER RIDGE LN, TIMBERLAKE, NC 27583-9488 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0010770741 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 1077/741 |
| Instrument | 393544 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERSON NC |
| Property Address | 99 RIVER RIDGE LN, TIMBERLAKE, NC 27583-9488 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0009940474 |
|---|---|
| Date | Nov 8, 2018 |
| Book Page | 994/474 |
| Instrument | 378764 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERSON NC |
| Property Address | 99 RIVER RIDGE LN, TIMBERLAKE, NC 27583-9488 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0010070291 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 1007/291 |
| Instrument | 381265 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PERSON NC |
| Recording Date | Nov 2, 2018 |
| Property Address | 99 RIVER RIDGE LN, TIMBERLAKE, NC 27583-9488 |
| Document Number | 0009940074 |
| Book / Page | 000994 / 000074 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $590.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 99 RIVER RIDGE LN TIMBERLAKE NC 27583, TIMBERLAKE, NC 27583 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PERSON NC |
| Recording Date | Mar 28, 2018 |
| Property Address | 99 RIVER RIDGE LN, TIMBERLAKE, NC 27583-9488 |
| Document Number | 0009760207 |
| Book / Page | 000976 / 000207 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 190 NORTHBEND DR YOUNGSVILLE NC 275969454, YOUNGSVILLE, NC 27596-9454 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PERSON NC |
| Recording Date | Feb 14, 2018 |
| Property Address | 99 RIVER RIDGE LN, TIMBERLAKE, NC 27583-9488 |
| Document Number | 0009720823 |
| Book / Page | 972 / 823 |
| Map Reference | MB 15 PG 322 |
| Instrument Date | Feb 13, 2018 |
| Instrument | 374581 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 NORTHBEND DR, YOUNGSVILLE, NC 27596-9454 |
| Document Number | 0009720825 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 972/825 |
| Instrument | 374582 |
| Name | BENCHMARK COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | WAKE FOREST, NC 27587 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 13, 2019 |
The 2025 property tax bill for 99 River Ridge Ln was $2,955.
Source: Person County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Person County |
| Unified School District | Person County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $438,730 (-) | $438,730 (-) Land $56,251 Building $382,479 | |
| 2025 | $2,955.00 | $438,730 | $438,730 Land $56,251 Building $382,479 |
| 2023 | $2,406.00 (+0.33%) | $309,392 | $309,392 Land $40,690 Building $268,702 |
| 2022 | $2,398.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 99 River Ridge Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 99 River Ridge Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures