Otsego County and Unadilla Town property record for 99 River Rd, Mount Upton, NY 13809 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 2,292 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2021) |
| Tax Bill | $2,500.00 (2025) |
| Primary APN | 366289 320.00-1-14.06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,292 sqft Living Area |
| 1st Floor | 1,146 sqft 1st Floor |
| 2nd Floor | 1,146 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional Style |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 1,006 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 467 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 211409 |
|---|---|
| Street Address | 99 RIVER RD |
| City | MOUNT UPTON |
| State | NY |
| Zip | 13809-2137 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 14.006 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | UNADILLA |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 591602 |
Source: Otsego County and Unadilla Town records · APN 366289 320.00-1-14.06
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 99 RIVER RD, MOUNT UPTON, NY 13809-2137 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 08, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 06, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2021 · Amount on Record |
| Deed Sale | Jul 06, 2021 · Amount on Record |
| Prior Sale | Sep 02, 2016 · Amount on Record |
| Deed Doc Number | 20213738 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 99 RIVER RD, MOUNT UPTON, NY 13809-2137 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000276 |
|---|---|
| Date | Mar 08, 2021 |
| Instrument | 2021-1276 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 01, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jul 06, 2021 |
| Property Address | 99 RIVER RD, MOUNT UPTON, NY 13809-2137 |
| Document Number | 738 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 2021-3738 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 75 HUDSON ST, ONEONTA, NY 13820-2705 |
| Document Number | 739 |
|---|---|
| Date | Jul 06, 2021 |
| Instrument | 2021-3739 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Otsego County and Unadilla Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Unadilla Town |
| Unified School District | Gilbertsville-Mount Upton Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,500.00 | $69,100 (-) Land $6,000 Building $63,100 | $168,537 (+14.63%) Land $14,634 Building $153,903 |
| 2023 | $69,100 Land $6,000 Building $63,100 | $147,021 Land $12,766 Building $134,255 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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