Bergen County and Bergenfield Borough property record for 99 Ralph St, Bergenfield, NJ 07621
| Property Type | Single Family Home |
|---|---|
| Details | 2,421 sqft · built 1926 |
| Lot Size | 0.422 acres (18,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Dec 2022) |
| Tax Bill | $18,780 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00082-0000-00005-01 |
| Primary APN | 03-00082-0000-00005-01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,421 sqft Living Area |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 18,400 sqft (0.422 acres) |
| Lot Dimensions | 184 ft deep x 100 ft wide |
| Street Address | 99 RALPH ST |
|---|---|
| City | BERGENFIELD |
| State | NJ |
| Zip | 07621-1614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100X184 |
| Legal Subdivision | ALVERA PARK |
| Legal Block | 82 |
| Legal Lot Number | 5.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | BERGENFIELD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 3300 |
Source: Bergen County and Bergenfield Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 99 RALPH ST, BERGENFIELD, NJ 07621-1614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC |
| Dec 2, 2022 | Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2022 · Amount on Record |
| Deed Sale | Dec 2, 2022 · Amount on Record |
| Prior Sale | Dec 8, 2006 · Amount on Record |
| Deed Document Number | 2022111920 |
| Deed Book / Page | 4873 / 1594 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 99 RALPH ST, BERGENFIELD, NJ 07621-1614 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Title Company | SOURCEPOINT TITLE SVCS, SOURCEPOINT INC |
| Name | Verified Name |
|---|---|
| Address | 99 RALPH ST, BERGENFIELD, NJ 07621-1614 |
| Document Number | 0056671200 |
|---|---|
| Date | Dec 6, 2025 |
| Book Page | 5667/1200 |
| Instrument | 2025084068 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 2, 2022 |
| Property Address | 99 RALPH ST, BERGENFIELD, NJ 07621-1614 |
| Document Number | 0048731594 |
| Book / Page | 4873 / 1594 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2022111920 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | UNITED LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,935.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 PAULA DR, BERGENFIELD, NJ 07621-3510 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 99 RALPH ST, BERGENFIELD, NJ 07621-1614 |
| Document Number | 2022111921 |
|---|---|
| Date | Dec 2, 2022 |
| Instrument | 2022111921 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2052 |
Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Bergenfield Borough |
| Unified School District | Bergenfield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $502,400 (-) Land $237,000 Building $265,400 | $502,400 (-) Land $237,000 Building $265,400 | |
| 2025 | $18,780.00 (+5.98%) | $502,400 (-) Land $237,000 Building $265,400 | $502,400 (-) Land $237,000 Building $265,400 |
| 2024 | $17,720.00 (+5.07%) | ||
| 2023 | $502,400 Land $237,000 Building $265,400 | $502,400 Land $237,000 Building $265,400 | |
| 2022 | $16,865.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 19 (1999–2021) |
| Claims Outside the SFHA | 3 of 19 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 731 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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