99 Prudence Ave, Providence, RI 02909 Property Records

Providence City property record for 99 Prudence Ave, Providence, RI 02909

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,016 sqft · built 1910
Lot Size	0.096 acres (4,167 sqft)
Owner	Individual Name on File
Last Sale	$99,340 (Aug 2018)
Tax Bill	$6,713 (2025)
Deeds & Mortgages	Sep 2020 Refinance Mar 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:110 L:331`

Property Details

APN / Parcel Number

Primary APN	`PROV M:110 L:331`
Alternative APNs	`P:1100331 L:0000` `3884`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	3,188 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,167 sqft (0.096 acres)
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3884
Street Address	99 PRUDENCE AVE
City	PROVIDENCE
State	RI
Zip	02909-5436
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Lot Number	331
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2014
Census Tract	1700

Owner

99 Prudence Ave, a duplex, is owned by an individual who bought it in August 2018.

Source: Providence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 266, HOLBROOK, MA 02343-0266
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SEACOAST MORTGAGE CORPORATION
Mar 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PROVINCE MORTGAGE ASSOCIATES INC
Aug 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2018 · Amount on File
Deed Sale	Aug 24, 2018 · Amount on File
Prior Sale	Aug 20, 2010 · Amount on File
Deed Document Number	2018207951
Deed Book / Page	12137 / 13
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	99 PRUDENCE AVE, PROVIDENCE, RI 02909-5436
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	012830-261
Date	Sep 9, 2020
Book Page	12830/261
Instrument	2020264347

Lender

Name	SEACOAST MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	99 PRUDENCE AVE, PROVIDENCE, RI 02909-5436
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	012315-276
Date	Mar 28, 2019
Book Page	12315/276
Instrument	223254

Lender

Name	PROVINCE MORTGAGE ASSOCIATES INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Aug 24, 2018
Property Address	99 PRUDENCE AVE, PROVIDENCE, RI 02909-5436
Document Number	12137-13
Book / Page	012137 / 000013
Instrument Date	Aug 24, 2018
Instrument	207951
Transaction Type	Transfer
Record Updated	Sep 11, 2018

Transaction

Amount	Amount on Record
Tax	$99.34
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 266 HOLBROOK MA 023430266, HOLBROOK, MA 02343-0266

Tax Assessment & Valuation

The 2025 property tax bill for 99 Prudence Ave was $6,713.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,713.00	$479,500 Land $136,300 Building $343,200	$483,306
2023	$6,252.00 (+3.1%)	$340,700 (-) Land $86,200 Building $254,500
2022	$6,064.00	$340,700 Land $86,200 Building $254,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 Prudence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Prudence Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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