Adams County property record for 99 Polley Rd, Winchester, OH 45697
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1998 |
| Lot Size | 2.76 acres (120,226 sqft) |
| Owner | Individual Name on File |
| Last Sale | $23,000 (Apr 1994) |
| Tax Bill | $1,827 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-00-00-038.000 |
| Primary APN | 061-00-00-038.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 2,808 sqft |
| Basement Area | 1,404 sqft |
| Unfinished Basement | 1,404 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 120,226 sqft (2.76 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 536 sqft |
| Patio Area | 536 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 99 POLLEY RD |
|---|---|
| City | WINCHESTER |
| State | OH |
| Zip | 45697-3702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACRES: 2.76000 580 2553 W FK BR CR F PEYTON |
| Jurisdiction | ADAMS OH |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 770302 |
99 Polley Rd is owned and occupied by an individual who acquired it in December 2010.
Source: Adams County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 99 POLLEY RD, WINCHESTER, OH 45697-3702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jun 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 1994 · Amount on File |
| Deed Sale | Apr 8, 1994 · Amount on File |
| Last Transfer Date | Dec 1, 2010 |
| Transfer Doc | 000370/094 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS OH |
| Property Address | 99 POLLEY RD, WINCHESTER, OH 45697-3702 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 99 POLLEY RD, WINCHESTER, OH 45697-3702 |
| Document Number | 0020253089 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 2025-3089 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS OH |
| Property Address | 99 POLLEY RD, WINCHESTER, OH 45697-9786 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 000588/600 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 588/600 |
| Instrument | 2022-0107 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS OH |
| Property Address | 99 POLLEY RD, WINCHESTER, OH 45697-9786 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0481/049 |
|---|---|
| Date | Feb 28, 2017 |
| Book Page | 0481/049 |
| Instrument | 2017-00000624 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 145 Months |
| Due | Mar 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS OH |
| Property Address | 99 POLLEY RD, WINCHESTER, OH 45697-9786 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCES INC, TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 524/214 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 524/214 |
| Instrument | 201900001603 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2034 |
The 2025 property tax bill for 99 Polley Rd was $1,827.
Source: Adams County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Adams County |
| County Subdivision | Winchester Township |
| Unified School District | Adams County/Ohio Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,827.00 | $48,930 Land $7,770 Building $41,160 | $139,800 Land $22,200 Building $117,600 |
| 2023 | $48,930 Land $7,770 Building $41,160 | ||
| 2022 | $1,826.00 | $139,800 Land $22,200 Building $117,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 99 Polley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 99 Polley Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAMS COUNTY REGIONAL WATER DISTRICT serves 21,810 people · EPA ID OH0100012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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