1. Home
  2. Florida
  3. Walton County
  4. Freeport
  5. Polk St

99 Polk St, Freeport, FL 32439 Property Records

Walton County property record for 99 Polk St, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 716 sqft · built 1990
Lot Size0.412 acres (17,990 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Jan 2022)
Tax Bill$829 (2024)
Deeds & MortgagesJan 2022 Sale
Dec 2021 Sale
+ 1 more
Flood ZoneZone A (high risk)
APN15-1S-19-23040-023-0140

Property Details

APN / Parcel Number

Primary APN15-1S-19-23040-023-0140
Alternative APN
  • 1022603

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area716 sqft Living Area
Gross Area1,008 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1990
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,990 sqft (0.412 acres)
Lot Dimensions18 ft deep x 10 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchPorch
Porch Area342 sqft
Deck AreaDeck Area
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemConvection

Location & Zoning

Account Number1022603
Street Address99 POLK ST
CityFREEPORT
StateFL
Zip32439-3824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 BLK 23 & N 25FT OF TAYLOR ST LYING S OF LOTS 13 & 14 BLK 23 TOWN OF FREEPORT PB O-J OR 3229-3575
Legal Range19W
Legal Township01S
Legal Section15
Legal SubdivisionTOWN OF FREEPORT
Legal Block23
Legal Lot Number14 15
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group1
Census Block1012
Census Tract950502

Owner

99 Polk St is owned and occupied by an individual who bought it in January 2022.

Source: Walton County records, as of December 17, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address99 POLK ST, FREEPORT, FL 32439-3824
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Warranty Deed, Transfer
MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE
Dec 15, 2021Deed of Distribution, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 15, 2021Deed of Distribution, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2022 · Amount on File
Deed SaleJan 28, 2022 · Amount on File
Prior SaleDec 15, 2021
Deed Document Number20220004262
Deed Book / Page3236 / 2248
Record UpdatedJun 8, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJan 28, 2022
Property Address99 POLK ST, FREEPORT, FL 32439-3824
Document Number0032362248
Book / Page3236 / 2248
Map ReferenceMB 183 PG 299
Instrument DateJan 28, 2022
Instrument20220004262
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyMCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE

Transaction

AmountAmount on Record
Tax$1,225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20 HILLCREST DR, SHALIMAR, FL 32579-1010

Transferred To (Grantee/Buyer)

NameVerified Name
Address366 N COUNTY HIGHWAY 393, SANTA ROSA BEACH, FL 32459-5361

December 2021: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionWALTON FL
Recording DateDec 15, 2021
Property Address99 POLK ST, FREEPORT, FL 32439-3824
Document Number0032293575
Book / Page3229 / 3575
Instrument DateDec 14, 2021
Instrument20210061836
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 POLK ST, FREEPORT, FL 32439-3824

December 2021: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionWALTON FL
Recording DateDec 15, 2021
Property Address99 POLK ST, FREEPORT, FL 32439-3824
Document Number0032293573
Book / Page3229 / 3573
Instrument DateDec 14, 2021
Instrument20210061835
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 HILLCREST DR, SHALIMAR, FL 32579-1010

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$86,701 Land $35,000 Building $51,701$86,701 Land $35,000 Building $51,701
2024$829.00 (-0.84%)
2023$836.00 (-38.75%) Homeowner's exemption$94,452 (+5.78%) Land $30,420 Building $64,032$94,452 (+5.78%) Land $30,420 Building $64,032
2022$1,365.00$89,288 Land $33,766 Building $55,522$89,288 Land $33,766 Building $55,522

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 99 Polk St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 126 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims68 (1992–2021)
Claims Outside the SFHA7 of 68
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 8 claims
  • Hurricane Frances, Sep 2004 · 23 claims
  • Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Polk St is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH BAY WATER SYSTEM
serves 3,171 people · EPA ID FL1664019
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 35
Verizon
Fixed Wireless		300 / 20
Wildstar Networks
Fixed Wireless		200 / 50

Nearby Properties on Polk St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures