99 Phillips Rd, Sagamore Beach, MA 02562 Property Records

Barnstable County and Bourne Town property record for 99 Phillips Rd, Sagamore Beach, MA 02562

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,061 sqft · built 2009
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$2,200,000 (Sep 2023)
Tax Bill	$17,884 (2025)
Deeds & Mortgages	Sep 2023 Sale Jul 2020 Transfer
Flood Zone	Zone VE (high risk)
APN	`BOUR M:4.4 P:75`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:4.4 P:75`
Alternative APNs	`M:004.4 P:075.00 D:03` `823`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,061 sqft Living Area
Gross Area	3,740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2010
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	823
Street Address	99 PHILLIPS RD
City	SAGAMORE BEACH
State	MA
Zip	02562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	2
Census Block	2000
Census Tract	13800

Owner

99 Phillips Rd is owned by two individuals who bought it in September 2023.

Source: Barnstable County and Bourne Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 OPAL CIR, FRANKLIN, MA 02038-4624
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Quit Claim Deed, Transfer
Jul 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2023 · Amount on File
Deed Sale	Sep 25, 2023 · Amount on File
Prior Sale	Nov 25, 2008 · Amount on File
Prior Transfer Date	Jul 22, 2020
Prior Transfer Doc	33096-193
Record Updated	Sep 20, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Sep 25, 2023
Property Address	99 PHILLIPS RD, SAGAMORE BEACH, MA 02562
Document Number	0035999-38
Book / Page	35999 / 38
Instrument Date	Sep 14, 2023
Instrument	37571
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39 OPAL CIR, FRANKLIN, MA 02038-4624
Investor	Possibly a Property Investor

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Jul 22, 2020
Property Address	99 PHILLIPS RD, SAGAMORE BEACH, MA 02562
Document Number	33096-193
Book / Page	033096 / 000193
Instrument Date	Jul 22, 2020
Instrument	36428
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MADISON ST WORCESTER MA 016082058, WORCESTER, MA 01608-2058

Tax Assessment & Valuation

The 2025 property tax bill for 99 Phillips Rd was $17,884, down 20.7% from the year before.

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,884.00 (-20.7%)	$2,289,900 (-18.56%) Land $1,235,400 Building $1,054,500	$2,514,745
2024	$22,551.00 (+2.2%)	$2,811,900 (+12.27%) Land $1,176,500 Building $1,635,400
2023	$22,065.00	$2,504,500 Land $1,041,200 Building $1,463,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 Phillips Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Phillips Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH SAGAMORE WATER DISTRICT serves 4,668 people · EPA ID MA4036002
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Phillips Rd

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