Bergen County and Emerson Borough property record for 99 Pascack Ave, Emerson, NJ 07630
| Property Type | Single Family Home |
|---|---|
| Details | 1,804 sqft · built 1953 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Dec 2019) |
| Tax Bill | $14,241 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jan 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00205-0000-00005 |
| Primary APN | 14-00205-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,804 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 004931 |
|---|---|
| Street Address | 99 PASCACK AVE |
| City | EMERSON |
| State | NJ |
| Zip | 07630-1166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 75X100 3LT |
| Legal Subdivision | EMERSON MANOR SEC 2 |
| Legal Block | 205 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EMERSON |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 14000 |
Source: Bergen County and Emerson Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 99 PASCACK AVE, EMERSON, NJ 07630-1166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jan 17, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jan 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage BOND STREET MORTGAGE LLC |
| Dec 13, 2019 | Deed, Transfer MISC COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2019 · Amount on File |
| Deed Sale | Dec 13, 2019 · Amount on File |
| Prior Sale | Aug 7, 2013 · Amount on File |
| Deed Document Number | 201987029 |
| Deed Book / Page | 3437 / 1878 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 99 PASCACK AVE, EMERSON, NJ 07630-1166 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 99 PASCACK AVE, EMERSON, NJ 07630-1166 |
| Document Number | 0056940475 |
|---|---|
| Date | Jan 6, 2026 |
| Book Page | 5694/475 |
| Instrument | 2026000699 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Dec 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 99 PASCACK AVE, EMERSON, NJ 07630-1166 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 99 PASCACK AVE, EMERSON, NJ 07630-1166 |
| Document Number | 0049061249 |
|---|---|
| Date | Jan 17, 2023 |
| Book Page | 4906/1249 |
| Instrument | 2023004321 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 9, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 99 PASCACK AVE, EMERSON, NJ 07630-1166 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0039170981 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 3917/981 |
| Instrument | 21-007366 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | PARAMUS, NJ 07652 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 13, 2019 |
| Property Address | 99 PASCACK AVE, EMERSON, NJ 07630-1166 |
| Document Number | 0034371878 |
| Book / Page | 3437 / 1878 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 19-087029 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | MISC COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 99 PASCACK AVE, EMERSON, NJ 07630-1166 |
Source: Bergen County and Emerson Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Emerson Borough |
| Unified School District | Emerson Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $416,400 (-) Land $215,200 Building $201,200 | $416,400 (-) Land $215,200 Building $201,200 | |
| 2025 | $14,241.00 (+3.54%) | $416,400 (-) Land $215,200 Building $201,200 | $416,400 (-) Land $215,200 Building $201,200 |
| 2024 | $13,754.00 (+9.09%) | ||
| 2023 | $416,400 Land $215,200 Building $201,200 | $416,400 Land $215,200 Building $201,200 | |
| 2022 | $12,608.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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