Pender County property record for 99 Oyster Point Ln, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,359 sqft · built 2011 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $735,000 (Apr 2022) |
| Tax Bill | $3,169 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Oct 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4225-20-5955-0000 |
| Primary APN | 4225-20-5955-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,359 sqft Living Area |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Lot Area | 48,352 sqft (1.11 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 246 sqft |
| Deck Area | 221 sqft |
| Shed | 1 Shed |
| Shed Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000049774 |
|---|---|
| Street Address | 99 OYSTER POINT LN |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-7974 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LT 19-10R PB 52/82 KINGS VA CRK |
| Legal Subdivision | KINGS VIRGINIA CREEK |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 920104 |
Source: Pender County records, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 99 OYSTER POINT LN, HAMPSTEAD, NC 28443-7974 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Oct 30, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 30, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2022 · Amount on Record |
| Deed Sale | Apr 12, 2022 · Amount on Record |
| Prior Sale | Sep 17, 2002 |
| Deed Document Number | 202220100633 |
| Deed Book / Page | 4785 / 616 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Apr 12, 2022 |
| Property Address | 99 OYSTER POINT LN, HAMPSTEAD, NC 28443-7974 |
| Document Number | 0047850616 |
| Book / Page | 4785 / 616 |
| Map Reference | MB 52 PG 82 |
| Instrument Date | Apr 8, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 99 OYSTER POINT LN, HAMPSTEAD, NC 28443-7974 |
| Document Number | 0004785620 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 4785/620 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 99 OYSTER POINT LN, HAMPSTEAD, NC 28443-7974 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046532044 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 4653/2044 |
| Instrument | 4653-2044 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Nov 7, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 99 OYSTER POINT LN, HAMPSTEAD, NC 28443-7974 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046532026 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 4653/2026 |
| Instrument | 4653-2026 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | FAYETTEVILLE, NC 28311 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,169.00 (+9.5%) | $686,689 (+115.03%) Land $110,500 Building $576,189 | $686,689 (+115.03%) Land $110,500 Building $576,189 |
| 2023 | $319,351 (-) Land $39,447 Building $279,904 | $319,351 (-) Land $39,447 Building $279,904 | |
| 2022 | $2,894.00 | $319,351 Land $39,447 Building $279,904 | $319,351 Land $39,447 Building $279,904 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 4 (2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures