99 Olcott St, Lockport, NY 14094 Property Records

Niagara County and Lockport City property record for 99 Olcott St, Lockport, NY 14094 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,242 sqft · built 1850
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (May 2026)
Tax Bill	$3,370 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-4998.000`

Property Details

APN / Parcel Number

Primary APN	`5-4998.000`
Alternative APNs	`09001090320001010000` `290900 109.32-1-10`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,242 sqft Living Area
1st Floor Area	792 sqft
2nd Floor Area	324 sqft
Upper Floors Area	132 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	159 ft deep x 24.8 ft wide
Garage Type	Detached
Garage Area	398 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5-4998.000
Street Address	99 OLCOTT ST
City	LOCKPORT
State	NY
Zip	14094-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LOCKPORT
Census Block Group	3
Census Block	3017
Census Tract	23500

Owner

Source: Niagara County and Lockport City records · APN 5-4998.000

Assessment roll updated April 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2299 ELMWOOD AVE, D, BUFFALO, NY 14217-2638
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOUSING RELINQUISHED FUND CORPORATION
May 08, 2026	Warranty Deed, Transfer · FHA Mortgage KEYBANK USA
Nov 01, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 08, 2026 · Amount on Record
Deed Sale	May 08, 2026 · Amount on Record
Prior Sale	Nov 01, 2022 · Amount on Record
Deed Document Number	20266703
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Recording Date	May 26, 2026
Property Address	99 OLCOTT ST, LOCKPORT, NY 14094-2423
Document Number	0000007579
Instrument Date	May 05, 2026
Instrument	20267579
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 OLCOTT ST, LOCKPORT, NY 14094-2423
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007579,
Date	May 26, 2026
Instrument	20267579

Lender

Name	HOUSING RELINQUISHED FUND CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	May 08, 2026
Property Address	99 OLCOTT ST, LOCKPORT, NY 14094-2423
Document Number	0000006703
Instrument Date	May 01, 2026
Instrument	2026.6703
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$64,236.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2299 ELMWOOD AVE, BUFFALO, NY 14217-2638
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006704,
Date	May 08, 2026
Instrument	2026.6704

Lender

Name	KEYBANK USA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.38%
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Nov 01, 2022
Property Address	99 OLCOTT ST, LOCKPORT, NY 14094-2423
Document Number	0000001322
Map Reference	MB 25 PG 2433
Instrument Date	Oct 27, 2022
Instrument	2022-21322
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$496.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	99 OLCOTT ST, LOCKPORT, NY 14094-2423

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	167 CINDY DR, WILLIAMSVILLE, NY 14221-3003

Mortgage

Document Number	0000001323
Date	Nov 01, 2022
Instrument	2022-21323

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Niagara County and Lockport City records · Assessment roll updated April 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
Municipality	Lockport City
Unified School District	Lockport City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,370.00	$134,000 (+67.5%) Land $2,100 Building $131,900	$134,000 (+67.5%) Land $2,100 Building $131,900
2023		$80,000 Land $2,100 Building $77,900	$80,000 Land $2,100 Building $77,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Niagara County (36063C), updated November 6, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Lowertown Historic District listed 1973 · 111 contributing resources · NRIS 73001225

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 255 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
GoNetspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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