99 Olcott Rd N, Big Flats, NY 14814 Property Records

Chemung County and Big Flats Town property record for 99 Olcott Rd N, Big Flats, NY 14814

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,846 sqft · built 1965
Lot Size	0.723 acres (31,500 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Apr 2021)
Tax Bill	$10,818 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2012 Mortgage + 5 more
APN	`072400 66.01-2-3`

Property Details

APN / Parcel Number

Primary APN	`072400 66.01-2-3`
Alternative APNs	`240006600100020030000000` `02718000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,846 sqft Living Area
1st Floor Area	1,704 sqft
2nd Floor Area	1,142 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	31,500 sqft (0.723 acres)
Lot Dimensions	225 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	650 sqft
Canopy	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	02718000
Street Address	99 OLCOTT RD N
City	BIG FLATS
State	NY
Zip	14814-7921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	WS OLCOTT RD
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	CHEMUNG NY
Township / Civil Division	BIG FLATS
Census Block Group	2
Census Block	2044
Census Tract	10301

Owner

99 Olcott Rd N is owned and occupied by two individuals who bought it in April 2021.

Source: Chemung County and Big Flats Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	99 OLCOTT RD N, BIG FLATS, NY 14814-7921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit CORNING FCU
Apr 6, 2012	Deed of Trust, Mortgage CORNING FEDERAL CREDIT UNION
Sep 1, 2020	Deed of Trust, Mortgage · Balloon Mortgage CORNING FCU
Jul 1, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance CORNING FCU
Apr 29, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CORNING FCU
Sep 1, 2020	Deed of Trust, Mortgage · Balloon Mortgage CORNING FCU
Aug 2, 2011	Deed, Transfer WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2021 · Amount on File
Deed Sale	Apr 29, 2021 · Amount on File
Prior Sale	Aug 2, 2011 · Amount on File
Deed Document Number	20215901
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	99 OLCOTT RD N, BIG FLATS, NY 14814-7921
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202211623
Date	Jul 21, 2022
Instrument	202211623

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	85 Months
Due	Aug 1, 2029

Interest

Rate Type	Adjustable Rate

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	99 OLCOTT RD N, BIG FLATS, NY 14814-7921
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012040600207731
Date	Apr 6, 2012
Instrument	20120406-00207731

Lender

Name	CORNING FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	297 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	99 OLCOTT RD N, BIG FLATS, NY 14814-7921
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202012563
Date	Sep 1, 2020
Instrument	202012563

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	289 Months
Due	Oct 1, 2044

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	99 OLCOTT RD N, BIG FLATS, NY 14814-7921
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202508931
Date	Jul 1, 2025
Instrument	202508931

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	217 Months
Due	Aug 1, 2043

Interest

Rate Type	Adjustable Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEMUNG NY
Recording Date	Apr 29, 2021
Property Address	99 OLCOTT RD N, BIG FLATS, NY 14814-7921
Document Number	0202105901
Instrument Date	Apr 23, 2021
Instrument	202105901
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	168 OVERLOOK DR, HORSEHEADS, NY 14845-9222

Mortgage

Document Number	0202105902
Date	Apr 29, 2021
Instrument	202105902

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	99 OLCOTT RD N, BIG FLATS, NY 14814-7921
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202012563
Date	Sep 1, 2020
Instrument	202012563

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	289 Months
Due	Oct 1, 2044

August 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEMUNG NY
Recording Date	Aug 2, 2011
Property Address	99 OLCOTT RD N, BIG FLATS, NY 14814-7921
Document Number	0000002011/0000050066
Book / Page	0000002011 / 0000050066
Instrument Date	Jul 29, 2011
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 OLCOTT RD N, BIG FLATS, NY 14814-7921

Mortgage

Document Number	2011080200150068
Date	Aug 2, 2011
Instrument	20110802-00150068

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	173 Months
Due	Jan 1, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 99 Olcott Rd N was $10,818, up 1.3% from the year before.

Source: Chemung County and Big Flats Town assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chemung County
County Subdivision	Big Flats Town
Unified School District	Horseheads Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,818.00 (+1.28%)
2025	$10,681.00	$361,100 Land $46,500 Building $314,600	$423,826 Land $54,577 Building $369,249
2023		$331,100 Land $43,000 Building $288,100	$352,234 Land $45,745 Building $306,489

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 99 Olcott Rd N; there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Olcott Rd N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empire Long Distance Fiber	1,000 / 100
Spectrum Cable	1,000 / 35
Xtreme5G Fixed Wireless	100 / 20

May also be available: T-Mobile.

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