99 Ocean Park Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 99 Ocean Park Rd, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,333 sqft · built 1954
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Jun 2025)
Tax Bill	$3,916 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`L0857R`

Property Details

APN / Parcel Number

Primary APN	`L0857R`
Alternative APNs	`SACO M:029 L:014 U:000-000` `M:029 L:014 U:000=000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,333 sqft Living Area
Gross Area	2,856 sqft
1st Floor Area	952 sqft
Attic	Attic
Attic Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	L0857R
Street Address	99 OCEAN PARK RD
City	SACO
State	ME
Zip	04072-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HB
Legal Lot Number	14
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	3
Census Block	3009
Census Tract	5200

Owner

99 Ocean Park Rd is owned by two individuals who bought it in June 2025.

Source: York County and Saco City records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	52 WASHINGTON AVE, SACO, ME 04072-2046
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 26, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 27, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 18, 2018	Deed of Trust, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2025 · Amount on File
Deed Sale	Jun 24, 2025 · Amount on File
Prior Sale	May 22, 2018 · Amount on File
Deed Document Number	20252025019901
Deed Book / Page	19684 / 27
Transfer Doc	15012-0243
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	99 OCEAN PARK RD, SACO, ME 04072-1627
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192840829
Date	Aug 2, 2023
Book Page	19284/829
Instrument	2023022472

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2048

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	99 OCEAN PARK RD, SACO, ME 04072-1627
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190990780
Date	Aug 26, 2022
Book Page	19099/780
Instrument	2022036866

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Sep 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	99 OCEAN PARK RD, SACO, ME 04072-1627
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182280656
Date	Apr 27, 2020
Book Page	18228/656
Instrument	2020017680

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	May 1, 2048

May 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	99 OCEAN PARK RD, SACO, ME 04072-1627
Document Number	0177170722
Instrument Date	May 18, 2018
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	RED DOOR TITLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	99 OCEAN PARK RD SACO ME 040721627, SACO, ME 04072-1627

Mortgage

Document Number	0177170722
Date	May 22, 2018
Book Page	017717/000722
Instrument	18531

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 99 Ocean Park Rd was $3,916, up 1% from the year before.

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,916.00 (+1.03%)	$275,800 (-0.04%) Land $118,500 Building $157,300
2024	$3,876.00	$275,900 Land $118,500 Building $157,400	$454,100
2022	$3,671.00	$200,300 Land $90,300 Building $110,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 99 Ocean Park Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Ocean Park Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: GoNetspeed.

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