99 Oak St, San Jose, CA 95110 Property Records

Santa Clara County property record for 99 Oak St, San Jose, CA 95110

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1923
Lot Size	0.053 acres (2,303 sqft)
Owner	2 Company Names on Record
Last Sale	$300,000 (Dec 2012)
Tax Bill	$6,004 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Nov 2020 Mortgage + 3 more
Flood Zone	Zone AO (high risk)
APN	`264-36-083`

Property Details

APN / Parcel Number

Primary APN	`264-36-083`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,303 sqft (0.053 acres)
Lot Dimensions	49 ft deep x 47 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	99 OAK ST
City	SAN JOSE
State	CA
Zip	95110-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Subdivision	OVERBAUGH & ROBERTS SURV
Legal Block	11
Legal Lot Number	23,24
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3005
Census Tract	501700

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	99 OAK ST, SAN JOSE, CA 95110-2816
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage LENDERFI
Feb 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage LENDERFI
May 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage LENDERFI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2012 · Amount on Record
Deed Sale	Dec 27, 2012 · Amount on Record
Prior Sale	Oct 12, 2011 · Amount on Record
Deed Document Number	201222020072
Prior Transfer Date	Oct 3, 2011
Prior Transfer Doc	0021358905
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	99 OAK ST, SAN JOSE, CA 95110-2816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024349948
Date	Dec 6, 2019
Instrument	24349948

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 5, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	99 OAK ST, SAN JOSE, CA 95110-2816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 OAK ST, SAN JOSE, CA 95110-2816

Mortgage

Document Number	0024693674
Date	Nov 9, 2020
Instrument	24693674

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	99 OAK ST, SAN JOSE, CA 95110-2816
Document Number	0024268620
Instrument Date	Aug 24, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 OAK ST SAN JOSE CA 951102816, SAN JOSE, CA 95110-2816

Mortgage

Document Number	0024268620
Date	Aug 30, 2019
Instrument	24268620

Lender

Name	LENDERFI
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	99 OAK ST, SAN JOSE, CA 95110-2816
Document Number	0024116695
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 OAK ST SAN JOSE CA 951102816, SAN JOSE, CA 95110-2816

Mortgage

Document Number	0024116695
Date	Feb 14, 2019
Instrument	24116695

Lender

Name	LENDERFI
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	99 OAK ST, SAN JOSE, CA 95110-2816
Document Number	0023934108
Instrument Date	May 5, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 OAK ST SAN JOSE CA 951102816, SAN JOSE, CA 95110-2816

Mortgage

Document Number	0023934108
Date	May 16, 2018
Instrument	23934108

Lender

Name	LENDERFI
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$376,803 (+2%) Land $282,606 Building $94,197
2025	$6,004.00 (+7.12%)	$369,415 (+4.04%) Land $277,065 Building $92,350
2023	$5,605.00 (+0.86%)	$355,072 Land $266,307 Building $88,765
2022	$5,557.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	8 (1982–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile.

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