99 Neptune Dr, Groton, CT 06340 Property Records

Groton Town property record for 99 Neptune Dr, Groton, CT 06340

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,768 sqft · built 1957
Lot Size	0.385 acres (16,771 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Jul 2014)
Tax Bill	$17,205 (2025)
Deeds & Mortgages	May 2017 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`GROT M:260705199547`

Property Details

APN / Parcel Number

Primary APN	`GROT M:260705199547`
Alternative APNs	`260705199547` `107006000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,771 sqft (0.385 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	260705199547
Street Address	99 NEPTUNE DR
City	GROTON
State	CT
Zip	06340-5421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	1
Census Block	1004
Census Tract	702900

Owner

99 Neptune Dr is owned and occupied by two individuals who bought it in July 2014.

Source: Groton Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	99 NEPTUNE DR, GROTON, CT 06340-5421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2017	Deed of Trust, Mortgage · Line of Credit CHELSEA GROTON BANK
Oct 27, 2020	Deed of Trust, Mortgage · Balloon Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2014 · Amount on File
Deed Sale	Jul 11, 2014 · Amount on File
Deed Document Number	2014463361
Deed Book / Page	1135 / 824
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	99 NEPTUNE DR, GROTON, CT 06340-5421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1183-523
Date	May 22, 2017
Book Page	1183/523
Instrument	4823460006

Lender

Name	CHELSEA GROTON BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 1, 2042

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	99 NEPTUNE DR, GROTON, CT 06340-5421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1240-725
Date	Oct 27, 2020
Book Page	1240/725
Instrument	5028340015

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 99 Neptune Dr was $17,205.

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,205.00	$685,720 Land $532,595 Building $153,125	$480,004 Land $372,817 Building $107,188
2024	$17,205.00 (+12.93%)
2023	$15,235.00 (+2.19%)	$679,840 (-) Land $466,970 Building $212,870
2022	$14,909.00	$679,840 Land $466,970 Building $212,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 Neptune Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Neptune Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROTON UTILITIES serves 30,200 people · EPA ID CT0590011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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