99 N Union St, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 99 N Union St, Arlington, MA 02474

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,106 sqft · built 1953
Lot Size	0.139 acres (6,059 sqft)
Owner	2 Trust Names on File
Last Sale	$425,000 (Jan 2013)
Tax Bill	$9,354 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Jun 2017 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`24761`

Property Details

APN / Parcel Number

Primary APN	`24761`
Alternative APN	`ARLI M:036.0 B:0001 L:0003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,106 sqft Living Area
Gross Area	2,784 sqft
Basement Area	824 sqft
Unfinished Basement	412 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1961
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,059 sqft (0.139 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	24761
Street Address	99 N UNION ST
City	ARLINGTON
State	MA
Zip	02474-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	3
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	1
Census Block	1003
Census Tract	356300

Owner

99 N Union St is owner-occupied and held in a trust since January 2021.

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	99 N UNION ST, ARLINGTON, MA 02474-3628
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 21, 2017	Deed of Trust, Mortgage DREW MORTGAGE ASSOCIATES INC
Apr 2, 2018	Deed of Trust, Mortgage · FHA Mortgage DREW MORTGAGE ASSOCIATES INC
Apr 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DREW MORTGAGE ASSOCIATES INC
Dec 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DREW MORTGAGE ASSOCIATES INC
Feb 2, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 30, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2013 · Amount on File
Deed Sale	Jan 2, 2013 · Amount on File
Prior Sale	Feb 9, 1995 · Amount on File
Deed Book / Page	60879 / 261
Last Transfer Date	Jan 27, 2021
Transfer Doc	76866-397
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	99 N UNION ST, ARLINGTON, MA 02474-3628
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00079341-5
Date	Dec 14, 2021
Book Page	79341/5
Instrument	268955

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	99 N UNION ST, ARLINGTON, MA 02474-3628
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69472-404
Date	Jun 21, 2017
Book Page	69472/404
Instrument	94419

Lender

Name	DREW MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	99 N UNION ST, ARLINGTON, MA 02474-3628
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70814-135
Date	Apr 2, 2018
Book Page	70814/135
Instrument	43870

Lender

Name	DREW MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	99 N UNION ST, ARLINGTON, MA 02474-3628
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72455-199
Date	Apr 16, 2019
Book Page	72455/199
Instrument	46150

Lender

Name	DREW MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	99 N UNION ST, ARLINGTON, MA 02474-3628
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73755-410
Date	Dec 3, 2019
Book Page	73755/410
Instrument	189825

Lender

Name	DREW MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARLINGTON MA
Recording Date	Feb 2, 2021
Property Address	99 N UNION ST, ARLINGTON, MA 02474-3628
Document Number	76866-397
Book / Page	76866 / 397
Instrument Date	Jan 27, 2021
Instrument	24385
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 N UNION ST, ARLINGTON, MA 02474-3628

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	99 N UNION ST, ARLINGTON, MA 02474-3628
Document Number	75357-204
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 N UNION ST ARLINGTON MA 024743628, ARLINGTON, MA 02474-3628

Mortgage

Document Number	75357-204
Date	Aug 13, 2020
Book Page	075357/000204
Instrument	137082

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 12, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 99 N Union St was $9,354, up 6.2% from the year before.

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,354.00 (+6.16%)	$876,700 (+7.16%) Land $499,400 Building $377,300	$920,534 (+17.5%)
2025	$8,811.00 (+8.9%)	$818,100 (+7.08%) Land $481,400 Building $336,700	$783,465 (-13.95%)
2024	$8,091.00 (+7.97%)	$764,000 (+14.29%) Land $457,300 Building $306,700	$910,480
2023	$7,494.00	$668,500 Land $409,200 Building $259,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 N Union St in Zone X, an area of moderate flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 individual policies
Nearby Flood Policies	145 units insured incl. 118 condo units
Nearby Flood Claims	25 (1982–2010)
Claims Outside the SFHA	7 of 25
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 8 claims Severe Storms And Flooding, May 2006 · 8 claims Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 99 N Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy, Starry.

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