1. Home
  2. Maryland
  3. Carroll County
  4. Westminster
  5. N Ralph St

99 N Ralph St, Westminster, MD 21157 Property Records

Carroll County property record for 99 N Ralph St, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,000 sqft · built 2008
Lot Size0.247 acres (10,765 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Aug 2006)
Tax Bill$6,076 (2026)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-060254

Property Details

APN / Parcel Number

Primary APN07-060254
Alternative APNs
  • 7060254
  • 060254

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,000 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area10,765 sqft (0.247 acres)

Exterior Amenities

PorchSlab
Porch Area704 sqft
Shed1 Shed
Shed Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number060254
Street Address99 N RALPH ST
CityWESTMINSTER
StateMD
Zip21157-5567
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-750
Legal DescriptionLT - 10765 SQ FT RALPH ST EXTD WESTMINSTER
Legal SubdivisionWESTMINSTER
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group1
Census Block1029
Census Tract507602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Westminster Historic District (Additional Documentation)
listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

99 N Ralph St is owned and occupied by two individuals who bought it in August 2006.

Source: Carroll County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address99 N RALPH ST, WESTMINSTER, MD 21157-5567
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2006 · Amount on File
Deed SaleAug 29, 2006 · Amount on File
Deed Document Number200660736
Deed Book / Page4980 / 35
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address99 N RALPH ST, WESTMINSTER, MD 21157-5567
Transaction TypeMortgage
Record UpdatedNov 10, 2021
Title CompanyAVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0105140075
DateOct 20, 2021
Book Page10514/75
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 99 N Ralph St was $6,076 with a homeowner's exemption, up 5.8% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,076.00 (+5.82%) Homeowner's exemption$377,700 Land $75,800 Building $301,900$377,700 Land $75,800 Building $301,900
2025$5,742.00 Homeowner's exemption
2023$5,156.00 Homeowner's exemption$305,100 Land $75,800 Building $229,300$305,100 Land $75,800 Building $229,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 N Ralph St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 N Ralph St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people · EPA ID MD0060015
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Quantum Internet & Telephone
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Ting
Fiber		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

Nearby Properties on N Ralph St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures