Effingham County property record for 99 Mossy Oak Dr, Springfield, GA 31329
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,527 sqft · built 2013 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $162,000 (Jun 2019) |
| Tax Bill | $3,763 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0428C-330-000 |
| Primary APN | 0428C-330-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,527 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 441 sqft |
| Porch | Slab |
| Porch Area | 78 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 15652 |
|---|---|
| Street Address | 99 MOSSY OAK DR |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329-6024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .32 AC LOT 330 OUT 428-17 |
| Legal Subdivision | SHADOWBROOK |
| Legal Phase | 3B |
| Legal Block | IIIB |
| Legal Lot Number | 330 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 30205 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 99 MOSSY OAK DR, SPRINGFIELD, GA 31329-6024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage AMERICAN FINANCE |
| Jul 24, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Jun 24, 2019 | Warranty Deed, Transfer |
| May 10, 2017 | Warranty Deed, Transfer · FHA Mortgage MORIA DEVELOPMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2019 · Amount on Record |
| Deed Sale | Jun 24, 2019 · Amount on Record |
| Prior Sale | May 10, 2017 · Amount on Record |
| Deed Document Number | 20191749 |
| Deed Book / Page | 2532 / 424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 99 MOSSY OAK DR, SPRINGFIELD, GA 31329-6024 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 99 MOSSY OAK DR, SPRINGFIELD, GA 31329-6024 |
| Document Number | 0000002532/0000000425 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 0000002532/0000000425 |
| Instrument | 005419 |
| Name | AMERICAN FINANCE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 99 MOSSY OAK DR, SPRINGFIELD, GA 31329-6024 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 99 MOSSY OAK DR, SPRINGFIELD, GA 31329-6024 |
| Document Number | 0000002609/0000000329 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 0000002609/0000000329 |
| Instrument | 007283 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 24, 2019 |
| Property Address | 99 MOSSY OAK DR, SPRINGFIELD, GA 31329-6024 |
| Document Number | 002532/424 |
| Book / Page | 2532 / 424 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 2019-001749 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 99 MOSSY OAK DR, SPRINGFIELD, GA 31329-6024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 10, 2017 |
| Property Address | 99 MOSSY OAK DR, SPRINGFIELD, GA 31329-6024 |
| Document Number | 0002407/24 |
| Book / Page | 2407 / 24 |
| Instrument Date | May 10, 2017 |
| Instrument | 2017-001235 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 99 MOSSY OAK DR, SPRINGFIELD, GA 31329-6024 |
| Document Number | 2407/25 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 2407/25 |
| Instrument | 004584 |
| Name | MORIA DEVELOPMENT |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,157 (-) Land $22,800 Building $87,357 | $275,393 (-) Land $57,000 Building $218,393 | |
| 2025 | $3,763.00 (+14.2%) Veteran's exemption | $110,157 (+7.1%) Land $22,800 Building $87,357 | $275,393 (+7.1%) Land $57,000 Building $218,393 |
| 2024 | $3,295.00 (+22.9%) | $102,852 (+26.52%) Land $22,800 Building $80,052 | $257,130 (+26.52%) Land $57,000 Building $200,130 |
| 2022 | $2,681.00 | $81,295 Land $15,200 Building $66,095 | $203,238 Land $38,000 Building $165,238 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
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