St. Johns County property record for 99 Mission Cove Cir, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,126 sqft · built 2013 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $211,600 (Sep 2013) |
| Tax Bill | $2,831 (2025) |
| Deeds & Mortgages | Mar 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 088661-0360 |
| Primary APN | 088661-0360 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,126 sqft Living Area |
| Gross Area | 2,700 sqft |
| 1st Floor Area | 2,126 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 275 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 99 MISSION COVE CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-1151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 63/47-55 MISSION TRACE LOT 36 OR3789/1086 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 10 |
| Legal Subdivision | MISSION TRACE |
| Legal Block | 2 |
| Legal Lot Number | 36 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21003 |
99 Mission Cove Cir is owned and occupied by two individuals who bought it in September 2013.
Source: St. Johns County records, as of October 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 99 MISSION COVE CIR, SAINT AUGUSTINE, FL 32084-1151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2013 · Amount on File |
| Deed Sale | Sep 16, 2013 · Amount on File |
| Prior Sale | May 18, 2012 · Amount on File |
| Deed Document Number | 201361483 |
| Deed Book / Page | 3789 / 1086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 99 MISSION COVE CIR, SAINT AUGUSTINE, FL 32084-1151 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 99 MISSION COVE CIR, SAINT AUGUSTINE, FL 32084-1151 |
| Document Number | 0055081599 |
|---|---|
| Date | Mar 7, 2022 |
| Book Page | 5508/1599 |
| Instrument | 2022024296 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 869 Months |
| Due | Aug 30, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.98% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2022 |
| Change Frequency | Monthly |
| Max Rate At Change | 7.98% |
| Index | 1-Year CMT |
The 2025 property tax bill for 99 Mission Cove Cir was $2,831 with a homeowner's exemption, up 13.6% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,483 (+2.7%) | $359,455 (+0.68%) Land $100,000 Building $259,455 | |
| 2025 | $2,831.00 (+13.6%) Homeowner's exemption | $223,450 (+2.9%) | $357,043 (-7.84%) Land $100,000 Building $257,043 |
| 2024 | $2,492.00 (+2.13%) Homeowner's exemption | $217,153 (+3%) | $387,409 (+1.39%) Land $105,000 Building $282,409 |
| 2023 | $2,440.00 (+3.35%) Homeowner's exemption | $210,828 (+3%) | $382,094 (+18.08%) Land $96,712 Building $285,382 |
| 2022 | $2,361.00 Homeowner's exemption | $204,687 | $323,589 Land $61,600 Building $261,989 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 99 Mission Cove Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 3 (1996–2001) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2001 · Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 99 Mission Cove Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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