99 Mill St, Agawam, MA 01001 Property Records

Hampden County and Agawam Town City property record for 99 Mill St, Agawam, MA 01001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1975
Lot Size	0.385 acres (16,750 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,000 (Dec 2020)
Tax Bill	$4,301 (2026)
Deeds & Mortgages	May 2020 Refinance Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`AGAW M:00I9 B:0002 L:31`

Property Details

APN / Parcel Number

Primary APN	`AGAW M:00I9 B:0002 L:31`
Alternative APN	`6517`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	2,384 sqft
Basement Area	1,016 sqft
Unfinished Basement	1,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,750 sqft (0.385 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6517
Street Address	99 MILL ST
City	AGAWAM
State	MA
Zip	01001-2338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Block	2
Legal Lot Number	31
Jurisdiction	AGAWAM MA
Township / Civil Division	AGAWAM TOWN
Census Block Group	2
Census Block	2000
Census Tract	813206

Owner

99 Mill St is owned and occupied by two individuals who bought it in December 2020.

Source: Hampden County and Agawam Town City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	99 MILL ST, AGAWAM, MA 01001-2338
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Jan 31, 2019	Warranty Deed, Transfer · Conventional with PMI MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Prior Sale	Jan 31, 2019 · Amount on File
Deed Document Number	2020224386
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AGAWAM MA
Property Address	99 MILL ST, AGAWAM, MA 01001-2338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23214-245
Date	May 18, 2020
Book Page	23214/245
Instrument	25030

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AGAWAM MA
Recording Date	Jan 31, 2019
Property Address	99 MILL ST, AGAWAM, MA 01001-2338
Document Number	22542-394
Book / Page	022542 / 000394
Instrument Date	Jan 18, 2019
Instrument	5901
Transaction Type	Transfer
Record Updated	Feb 19, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$906.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35 BROOKFIELD ST LUDLOW MA 010563544, LUDLOW, MA 01056-3544

Mortgage

Document Number	22542-396
Date	Jan 31, 2019
Book Page	022542/000396
Instrument	5902

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 99 Mill St was $4,301, up 3.7% from the year before.

Source: Hampden County and Agawam Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Agawam Town City
County	Hampden County
Unified School District	Agawam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,301.00 (+3.69%)	$305,000 (+7.66%) Land $120,800 Building $184,200	$329,902 (+5.33%)
2025	$4,148.00 (+2.12%)	$283,300 (+1.4%) Land $112,400 Building $170,900	$313,215 (+1.01%)
2024	$4,062.00 (+4.77%)	$279,400 (+13.72%) Land $112,400 Building $167,000	$310,080
2023	$3,877.00	$245,700 Land $106,500 Building $139,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 99 Mill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Mill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGAWAM WATER DEPARTMENT serves 28,692 people · EPA ID MA1005000
Water Source	Purchased surface water from SPRINGFIELD WATER AND SEWER COMMISSION
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Oct 2022 Total trihalomethanes not recorded as resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

Nearby Properties on Mill St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures