99 Midland Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 99 Midland Ave, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,825 sqft · built 2016
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$999,500 (Sep 2014)
Tax Bill$40,313 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Dec 2025 Refinance
Flood ZoneZone X (moderate risk)
APN551400 146-15-2-46

Property Details

APN / Parcel Number

Primary APN551400 146-15-2-46
Alternative APN
  • 140014601500020460000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,825 sqft Living Area
1st Floor Area2,825 sqft
Upper Floors Area941 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleColonial
Exterior MaterialStucco
Lot Area7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address99 MIDLAND AVE
CityRYE
StateNY
Zip10580-3520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal SubdivisionLOCUST FARMS SECTION #1
Legal Block2
Legal Lot Number46.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group5
Census Block5013
Census Tract7600

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address99 MIDLAND AVE, RYE, NY 10580-3520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Deed of Trust, Mortgage · Line of Credit
WEBSTER BANK
Dec 15, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2014 · Amount on Record
Deed SaleSep 16, 2014 · Amount on Record
Prior SaleDec 14, 2007 · Amount on Record
Deed Document Number2014542333115
Prior Transfer DateNov 1, 2007
Prior Transfer Doc0480380225
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Recording DateJul 7, 2026
Property Address99 MIDLAND AVE, RYE, NY 10580-3520
Document Number0000003443
Instrument DateJun 26, 2026
Instrument20263443
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 MIDLAND AVE, RYE, NY 10580-3520

Mortgage

Document Number0000003443,
DateJul 7, 2026
Instrument20263443
Lender
NameWEBSTER BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 25, 2056
Interest
Rate7.49%
Max Rate-1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address99 MIDLAND AVE, RYE, NY 10580-3520
Transaction TypeMortgage
Record UpdatedDec 30, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 MIDLAND AVE, RYE, NY 10580-3520

Mortgage

Document Number0653493420
DateDec 15, 2025
Instrument653493420
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueJan 1, 2046
Interest
Rate TypeFixed Rate
Rate5.62%

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,313.00 (+23.74%)
2025$32,580.00$31,800 (-) Land $4,200 Building $27,600$2,694,915 (+6.78%) Land $355,932 Building $2,338,983
2024$31,800 (-) Land $4,200 Building $27,600$2,523,809 (+2.38%) Land $333,333 Building $2,190,476
2023$31,800 Land $4,200 Building $27,600$2,465,116 Land $325,581 Building $2,139,535

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 56 policies
Nearby Flood Policies56 in force
Nearby Flood Claims143 (1979–2023)
Claims Outside the SFHA39 of 143
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 20 claims
  • Hurricane Irene, Aug 2011 · 16 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880

May also be available: T-Mobile.

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