Fleming County property record for 99 Maxie Flat Rd, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,224 sqft · built 1989 |
| Lot Size | 1 acres (43,647 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Nov 2024) |
| Tax Bill | $1,674 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-00 00 057.01 |
| Primary APN | 016-00 00 057.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 43,647 sqft (1 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 6853 |
|---|---|
| Street Address | 99 MAXIE FLAT RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 1.033A+- PLUS LOT MAXEY FLAT |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILLSBORO |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 950100 |
Source: Fleming County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 99 MAXIE FLAT RD, MOREHEAD, KY 40351-8256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2024 · Amount on Record |
| Deed Sale | Nov 21, 2024 · Amount on Record |
| Deed Document Number | 2033450 |
| Deed Book / Page | D294 / 1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 99 MAXIE FLAT RD, MOREHEAD, KY 40351-8256 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00A451/670 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | A451/670 |
| Instrument | 2018048 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
Source: Fleming County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Fleming County |
| Unified School District | Fleming County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,674.00 (+149.85%) | $200,000 (+6%) Land $35,000 Building $165,000 | $200,000 (+6%) Land $35,000 Building $165,000 |
| 2023 | $670.00 Homeowner's exemption | $125,000 Land $12,500 Building $112,500 | $125,000 Land $12,500 Building $112,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (2003–2026) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | May 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLEMING CO WATER ASSOCIATION private · serves 9,693 people · EPA ID KY0350133 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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