99 Main St, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 99 Main St, Winthrop, MA 02152

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,284 sqft · built 1935
Lot Size	0.111 acres (4,853 sqft)
Owner	2 Trust Names on File
Last Sale	$360,000 (Nov 2011)
Tax Bill	$8,442 (2026)
Deeds & Mortgages	May 2020 Refinance Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINT M:053 L:100`

Property Details

APN / Parcel Number

Primary APN	`WINT M:053 L:100`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,284 sqft Living Area
Gross Area	4,062 sqft
Basement Area	1,116 sqft
Unfinished Basement	1,116 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,853 sqft (0.111 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	99 MAIN ST
City	WINTHROP
State	MA
Zip	02152-2742
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	100
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	4
Census Block	4004
Census Tract	180200

Owner

99 Main St, a duplex, is owner-occupied and held in a trust since June 2023.

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	99 MAIN ST, WINTHROP, MA 02152-2742
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance MORTGAGE NETWORK INC
Oct 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2011 · Amount on File
Deed Sale	Nov 7, 2011 · Amount on File
Deed Book / Page	48619 / 96
Last Transfer Date	Jun 7, 2023
Transfer Doc	071287-223
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	May 5, 2020
Property Address	99 MAIN ST, WINTHROP, MA 02152-2742
Document Number	62947-241
Book / Page	62947 / 241
Instrument Date	Apr 28, 2020
Instrument	35112
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 MAIN ST, WINTHROP, MA 02152-2742

Mortgage

Document Number	62947-244
Date	May 5, 2020
Book Page	62947/244
Instrument	35113

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	99 MAIN ST, WINTHROP, MA 02152-2742
Document Number	58682-109
Book / Page	058682 / 000109
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58682-109
Date	Oct 20, 2017
Book Page	058682/000109
Instrument	93302

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 99 Main St was $8,442, up 13.2% from the year before.

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,442.00 (+13.21%)	$757,800 (+4.87%) Land $331,300 Building $426,500	$815,272
2025	$7,457.00 (+6.12%)	$722,600 (+7.15%) Land $315,600 Building $407,000
2024	$7,027.00 (-3.74%)	$674,400 (-1.14%) Land $303,300 Building $371,100
2023	$7,300.00	$682,200 Land $277,600 Building $404,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 individual policies
Nearby Flood Policies	58 units insured incl. 48 condo units
Nearby Flood Claims	20 (1978–2018)
Claims Outside the SFHA	6 of 20
Most Recent Claim	Jan 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 99 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: Netafy.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures