99 Main St, Sparta, GA 31087 Property Records

Hancock County property record for 99 Main St, Sparta, GA 31087

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,378 sqft · built 1941
Lot Size	2.11 acres (91,912 sqft)
Owner	Company Name on Record
Last Sale	$185,000 (Feb 2022)
Tax Bill	$2,072 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073B 032`

Property Details

APN / Parcel Number

Primary APN	`073B 032`
Alternative APN	`5095`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,378 sqft Heated Area
1st Floor Area	2,042 sqft
Attic	Attic
Attic Area	336 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Wood
Roof Type	Hip
Roof Material	Metal
Lot Area	91,912 sqft (2.11 acres)
Garage Type	Detached
Garage Area	1,288 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,008 sqft
Deck Area	Deck Area
Canopy	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5095
Street Address	99 MAIN ST
City	SPARTA
State	GA
Zip	31087-7059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	99 MAIN STREET
Jurisdiction	HANCOCK GA
Township / Civil Division	DEVEREUX
Census Block Group	1
Census Block	1117
Census Tract	480300

Owner

Source: Hancock County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	99 MAIN ST, SPARTA, GA 31087-7059
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Feb 4, 2022	Warranty Deed, Transfer · Conventional Mortgage RLO HOLDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2022 · Amount on Record
Deed Sale	Feb 4, 2022 · Amount on Record
Prior Sale	Jun 21, 2002 · Amount on Record
Deed Document Number	2022110
Deed Book / Page	578 / 328
Prior Transfer Date	Apr 13, 2007
Prior Transfer Doc	0000334/85
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK GA
Property Address	99 MAIN ST, SPARTA, GA 31087-7059
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 MAIN ST, SPARTA, GA 31087-7059

Mortgage

Document Number	0000000533/0000000399
Date	Jul 12, 2019
Book Page	0000000533/0000000399
Instrument	000977

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK GA
Recording Date	Feb 4, 2022
Property Address	99 MAIN ST, SPARTA, GA 31087-7059
Document Number	000578/328
Book / Page	578 / 328
Instrument Date	Feb 4, 2022
Instrument	2022-000110
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 MAIN ST, SPARTA, GA 31087-7059

Mortgage

Document Number	0000578330
Date	Feb 4, 2022
Instrument	578/330

Lender

Name	RLO HOLDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Hancock County
Unified School District	Hancock County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,072.00 (+8.2%) Homeowner's exemption	$58,373 (%) Land $5,048 Building $53,325	$145,934 (-) Land $12,621 Building $133,313
2023	$1,915.00 (+40.71%) Homeowner's exemption	$58,374 (+36.98%) Land $5,048 Building $53,325	$145,934 (+36.97%) Land $12,621 Building $133,313
2022	$1,361.00 Homeowner's exemption	$42,616 Land $5,048 Building $37,568	$106,542 Land $12,621 Building $93,921

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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