99 Lottie Dr, Troy, MO 63379 Property Records

Lincoln County property record for 99 Lottie Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 1,818 sqft · built 2003
Lot Size	4.36 acres (189,922 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Oct 2018)
Tax Bill	$3,648 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-80-27-000-000-001.001`

Property Details

APN / Parcel Number

Primary APN	`14-80-27-000-000-001.001`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,818 sqft Living Area
Basement Area	1,818 sqft
Unfinished Basement	1,818 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	189,922 sqft (4.36 acres)
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	99 LOTTIE DR
City	TROY
State	MO
Zip	63379-5393
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 MARDON RIDGE
Legal Range	01E
Legal Township	49N
Legal Section	27
Legal Subdivision	MARDON RIDGE
Legal Lot Number	1
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3012
Census Tract	810310

Owner

99 Lottie Dr is owned and occupied by two individuals who bought it in October 2018.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	99 LOTTIE DR, TROY, MO 63379-5393
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · VA Mortgage GOODLEAP LC
Jan 16, 2020	Deed of Trust, Mortgage · VA Mortgage DAS ACQUISITION
Oct 16, 2018	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2018 · Amount on File
Deed Sale	Oct 16, 2018 · Amount on File
Prior Sale	Jan 3, 2014 · Amount on File
Deed Document Number	20189375
Deed Book / Page	2427 / 970
Prior Transfer Date	Aug 20, 2014
Prior Transfer Doc	2384/0185
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	99 LOTTIE DR, TROY, MO 63379-5393
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 LOTTIE DR, TROY, MO 63379-5393

Mortgage

Document Number	002516/355
Date	Dec 4, 2025
Book Page	2516/355
Instrument	2025009922

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	99 LOTTIE DR, TROY, MO 63379-5393
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	ALL COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2442/560
Date	Jan 16, 2020
Book Page	2442/560
Instrument	2020000557

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 16, 2018
Property Address	99 LOTTIE DR, TROY, MO 63379-5393
Document Number	2427/0970
Book / Page	2427 / 0970
Map Reference	MB12 PG91
Instrument Date	Oct 12, 2018
Instrument	2018009375
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	L COUNTY TITLE, ALL COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 LOTTIE DR, TROY, MO 63379-5393

Mortgage

Document Number	2018009376
Date	Oct 16, 2018
Instrument	2018009376

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 99 Lottie Dr was $3,648.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,686 (-) Land $9,777 Building $49,909
2025	$3,648.00	$59,686 Land $9,777 Building $49,909	$314,140 Land $51,460 Building $262,680
2023	$3,399.00 (+5.56%)	$54,849 Land $8,121 Building $46,729	$288,680 Land $42,740 Building $245,940
2022	$3,220.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 99 Lottie Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Lottie Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications.

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