99 Lawrence Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 99 Lawrence Rd, Gray, ME 04039

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1977
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Last Sale$318,800 (Jul 2021)
Tax Bill$2,729 (2025)
Deeds & MortgagesAug 2019 Refinance
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0225A 000000

Property Details

APN / Parcel Number

Primary APN0225A 000000
Alternative APNs
  • GRAY M:057 B:022 L:005-005
  • 1202

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Living Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area87,120 sqft (2 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Account Number1202
Street Address99 LAWRENCE RD
CityGRAY
StateME
Zip04039-9576
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block22
Legal Lot Number5-5
JurisdictionGRAY ME
Township / Civil DivisionGRAY
Census Block Group4
Census Block4017
Census Tract4702

Owner

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address99 LAWRENCE RD, GRAY, ME 04039-9576
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
MACHIAS SAVINGS BANK
Jul 23, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
TRUCHOICE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2021 · Amount on Record
Deed SaleJul 23, 2021 · Amount on Record
Deed Document Number202152695
Deed Book / Page38460 / 77
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address99 LAWRENCE RD, GRAY, ME 04039-9576
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0359260069
DateAug 27, 2019
Book Page35926/69
Instrument41622
Lender
NameMACHIAS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAY ME
Recording DateJul 23, 2021
Property Address99 LAWRENCE RD, GRAY, ME 04039-9576
Document Number0384600077
Book / Page38460 / 77
Instrument DateJul 23, 2021
Instrument52695
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052696
DateJul 23, 2021
Instrument52696
Lender
NameTRUCHOICE FEDERAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,729.00$281,900 (+56.79%) Land $126,000 Building $155,900
2023$2,729.00 (+8.81%)$179,800 (-) Land $59,900 Building $119,900
2022$2,508.00$179,800 Land $59,900 Building $119,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1983–2007)
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event
  • Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
GoNetspeed
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lawrence Rd

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