West Haven City property record for 99 Laurel St, West Haven, CT 06516
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,066 sqft · built 1941 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,500 (Oct 2017) |
| Tax Bill | $6,903 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2025 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12952 |
| Primary APN | 12952 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,066 sqft Living Area |
| Gross Area | 2,164 sqft |
| 1st Floor Area | 538 sqft |
| Basement Area | 514 sqft |
| Unfinished Basement | 514 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 12952 |
|---|---|
| Street Address | 99 LAUREL ST |
| City | WEST HAVEN |
| State | CT |
| Zip | 06516-5619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 411 |
| Jurisdiction | WEST HAVEN CT |
| Township / Civil Division | WEST HAVEN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 154800 |
99 Laurel St is owned and occupied by two individuals who acquired it in May 2024.
Source: West Haven City records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 99 LAUREL ST, WEST HAVEN, CT 06516-5619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage SIKORSKY FINANCIAL CREDIT UNION INC |
| Apr 17, 2025 | Deed of Trust, Mortgage · Line of Credit SIKORSKY FINANCIAL CREDIT UNION INC |
| Sep 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 17, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Nov 1, 2021 | Warranty Deed, Transfer · Stand-Alone Refinance FEDERAL SAVINGS BANK |
| Nov 1, 2021 | Warranty Deed, Transfer · Stand-Alone Refinance FEDERAL SAVINGS BANK |
| Oct 2, 2017 | Warranty Deed, Transfer · FHA Mortgage TOTAL MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2017 · Amount on File |
| Deed Sale | Oct 2, 2017 · Amount on File |
| Prior Sale | Oct 20, 2014 · Amount on File |
| Deed Book / Page | 1799 / 732 |
| Last Transfer Date | May 17, 2024 |
| Transfer Doc | 001990-428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST HAVEN CT |
| Property Address | 99 LAUREL ST, WEST HAVEN, CT 06516-5619 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002037-259 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | 2037/259 |
| Name | SIKORSKY FINANCIAL CREDIT UNION INC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST HAVEN CT |
| Property Address | 99 LAUREL ST, WEST HAVEN, CT 06516-5619 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002014-572 |
|---|---|
| Date | Apr 17, 2025 |
| Book Page | 2014/572 |
| Name | SIKORSKY FINANCIAL CREDIT UNION INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST HAVEN CT |
| Property Address | 99 LAUREL ST, WEST HAVEN, CT 06516-5619 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001874-603 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 1874/603 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Oct 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEST HAVEN CT |
| Recording Date | May 17, 2024 |
| Property Address | 99 LAUREL ST, WEST HAVEN, CT 06516-5619 |
| Document Number | 001990-428 |
| Book / Page | 1990 / 428 |
| Instrument Date | May 17, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEST HAVEN CT |
| Recording Date | Nov 1, 2021 |
| Property Address | 99 LAUREL ST, WEST HAVEN, CT 06516-5619 |
| Document Number | 1920-349 |
| Book / Page | 1920 / 349 |
| Instrument Date | Oct 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 99 LAUREL ST, WEST HAVEN, CT 06516-5619 |
| Document Number | 1920-353 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 1920/353 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEST HAVEN CT |
| Recording Date | Nov 1, 2021 |
| Property Address | 99 LAUREL ST, WEST HAVEN, CT 06516-5619 |
| Document Number | 001920-349 |
| Book / Page | 1920 / 349 |
| Instrument Date | Oct 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 99 LAUREL ST, WEST HAVEN, CT 06516-5619 |
| Document Number | 0001920353 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 1920/353 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEST HAVEN CT |
| Recording Date | Oct 2, 2017 |
| Property Address | 99 LAUREL ST, WEST HAVEN, CT 06516-5619 |
| Document Number | 1799-732 |
| Book / Page | 001799 / 000732 |
| Instrument Date | Sep 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 99 LAUREL ST WEST HAVEN CT 065165619, WEST HAVEN, CT 06516-5619 |
| Document Number | 1799-734 |
|---|---|
| Date | Oct 2, 2017 |
| Book Page | 001799/000734 |
| Name | TOTAL MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 99 Laurel St was $6,903.
Source: West Haven City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | West Haven City |
| Unified School District | West Haven School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,903.00 | $210,000 Land $69,930 Building $140,070 | $300,000 Land $99,900 Building $200,100 |
| 2024 | $6,903.00 (+9.33%) | ||
| 2023 | $6,314.00 (+1.82%) | $140,000 (-) Land $48,440 Building $91,560 | |
| 2022 | $6,201.00 | $140,000 Land $48,440 Building $91,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 99 Laurel St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 99 Laurel St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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