99 Lake Dr, Tioga, TX 76271 Property Records

Cooke County property record for 99 Lake Dr, Tioga, TX 76271

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,505 sqft · built 2018
Lot Size	6.41 acres (279,220 sqft)
Owner	2 Individual Names on File
Last Sale	$1,361,920 (Jun 2026)
Tax Bill	$17,987 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2212-000-017R1`

Property Details

APN / Parcel Number

Primary APN	`2212-000-017R1`
Alternative APN	`113407`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	5,505 sqft Living Area
Gross Area	6,952 sqft
1st Floor Area	3,905 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	279,220 sqft (6.41 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,149 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2212-000-017R1
Street Address	99 LAKE DR
City	TIOGA
State	TX
Zip	76271-2360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLE COVE; LOT 17R1; ACRES 6.41
Legal Subdivision	EAGLE COVE
Legal Lot Number	17R1
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	2
Census Block	2039
Census Tract	701

Owner

99 Lake Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6905 SUERTE PL NE, ALBUQUERQUE, NM 87113-1966
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage NETWORK FUNDING LP
Jan 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage NETWORK FUNDING LP
Mar 18, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Jun 12, 2017 · Amount on File
Deed Document Number	20264791
Deed Book / Page	2792 / 219
Prior Transfer Date	Mar 18, 2024
Prior Transfer Doc	002633/761
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOKE TX
Recording Date	Jun 26, 2026
Property Address	99 LAKE DR, TIOGA, TX 76271-2360
Document Number	0000004791
Book / Page	2792 / 219
Instrument Date	Jun 25, 2026
Instrument	20264791
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	SECURED TITLE INC, SECURED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6905 SUERTE PL NE, ALBUQUERQUE, NM 87113-1966

Mortgage

Document Number	0000004792,
Date	Jun 26, 2026
Book Page	2792/223
Instrument	20264792

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	99 LAKE DR, TIOGA, TX 76271-2360
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	SENDERA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002237/621
Date	Jan 18, 2019
Book Page	2237/621
Instrument	2019-89068

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	85 Months
Due	Feb 1, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	99 LAKE DR, TIOGA, TX 76271-2360
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	CHAMPIONS TITLE COMPANY, CHAPIN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002293/656
Date	Oct 31, 2019
Book Page	2293/656
Instrument	00096535

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Address	HOUSTON, TX 77042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	99 LAKE DR, TIOGA, TX 76271-2360
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	SENDERA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002237/601
Date	Jan 18, 2019
Book Page	2237/601
Instrument	2019-89067

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	99 LAKE DR, TIOGA, TX 76271-2360
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002339/70
Date	Jun 19, 2020
Book Page	2339/70
Instrument	2020-04553

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Address	HOUSTON, TX 77042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOKE TX
Recording Date	Mar 18, 2024
Property Address	99 LAKE DR, TIOGA, TX 76271-2360
Document Number	002633/761
Book / Page	2633 / 761
Map Reference	CAB A SL 256
Instrument Date	Mar 18, 2024
Instrument	2024-1831
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	99 LAKE DR, TIOGA, TX 76271-2360

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	99 LAKE DR, TIOGA, TX 76271-2360

Tax Assessment & Valuation

The 2026 property tax bill for 99 Lake Dr was $17,987 with exemptions applied, up 21.4% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Pilot Point Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,987.00 (+21.44%) Homeowner's exemption Senior Citizen's exemption	$1,232,965 (+7.18%) Land $461,060 Building $771,905	$1,232,965 (-2.25%) Land $461,060 Building $771,905
2025	$14,811.00 (-0.92%) Homeowner's exemption Senior Citizen's exemption	$1,150,417 Land $461,060 Building $800,335	$1,261,395 Land $461,060 Building $800,335
2024	$14,948.00
2023		$950,758 Land $240,273 Building $782,316	$1,022,589 Land $240,273 Building $782,316
2022	$14,570.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Lake Dr is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN SPRINGS WSC serves 3,756 people · EPA ID TX0490027
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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