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99 Lake Ave, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 99 Lake Ave, Gray, ME 04039

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,862 sqft · built 2012
Lot Size0.65 acres (28,314 sqft)
Owner2 Individual Names on File
Tax Bill$8,302 (2025)
Deeds & MortgagesDec 2020 Refinance
Flood ZoneZone X (minimal risk)
APNL03028000000

Property Details

APN / Parcel Number

Primary APNL03028000000
Alternative APNs
  • GRAY M:040 B:303 L:028-000
  • 3496

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,862 sqft Living Area

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area28,314 sqft (0.65 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number3496
Street Address99 LAKE AVE
CityGRAY
StateME
Zip04039-9793
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Block303
Legal Lot Number28-0
JurisdictionGRAY ME
Township / Civil DivisionGRAY
Census Block Group2
Census Block2000
Census Tract4701

Owner

Source: Cumberland County and Gray Town records · APN L03028000000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address99 LAKE AVE, GRAY, ME 04039-9793
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 13, 2010
Deed SaleAug 13, 2010
Deed Book / Page27990 / 0003
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address99 LAKE AVE, GRAY, ME 04039-9793
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0376250139
DateDec 28, 2020
Book Page37625/139
Instrument86348
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Cumberland County and Gray Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,302.00 (+15.55%)$857,600 (+81.2%) Land $414,200 Building $443,400
2023$7,185.00 (+8.81%)$473,300 (-) Land $199,100 Building $274,200
2022$6,603.00$473,300 Land $199,100 Building $274,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2002)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2002 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 97.3% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

Based on FCC filings for 75 locations within half a mile of this property.

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