99 James St, Keyser, WV 26726 Property Records

Mineral County property record for 99 James St, Keyser, WV 26726

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,472 sqft · built 1900
Lot Size	0.083 acres (3,615 sqft)
Owner	2 Individual Names on Record
Tax Bill	$735 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-6-0318.0000`

Property Details

APN / Parcel Number

Primary APN	`07-6-0318.0000`
Alternative APN	`29-07-6-0318.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Construction Type	Frame
Lot Area	3,615 sqft (0.083 acres)
Lot Dimensions	120 ft deep x 30 ft wide
Terrain	Rolling
Garage Area	800 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	99 JAMES ST
City	KEYSER
State	WV
Zip	26726-2740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 399 JAMES ST DAVIS MAP
Legal Lot Number	3
Jurisdiction	MINERAL WV
Township / Civil Division	2
Census Block Group	2
Census Block	2057
Census Tract	10600

Owner

Source: Mineral County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	99 JAMES ST, KEYSER, WV 26726-2740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jun 9, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	99 JAMES ST, KEYSER, WV 26726-2740
Transaction Type	Mortgage
Record Updated	Jan 31, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 JAMES ST, KEYSER, WV 26726-2740

Mortgage

Document Number	000652/131
Date	Jan 8, 2024
Book Page	652/131
Instrument	203114

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Jun 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	99 JAMES ST, KEYSER, WV 26726-2740
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000636/445
Date	Jun 9, 2022
Book Page	636/445
Instrument	193187

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mineral County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mineral County
Municipality	Keyser City
Unified School District	Mineral County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$735.00 (+2.94%)	$46,860 (+2.9%) Land $2,820 Building $44,040	$78,100 (+2.9%) Land $4,700 Building $73,400
2025	$714.00 (+7.37%)	$45,540 (+7.36%) Land $2,820 Building $42,720	$75,900 (+7.36%) Land $4,700 Building $71,200
2023	$665.00 (+0.76%)	$42,420 (+0.71%) Land $2,820 Building $39,600	$70,700 (+0.71%) Land $4,700 Building $66,000
2022	$660.00	$42,120 Land $2,820 Building $39,300	$70,200 Land $4,700 Building $65,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1978–2009)
Most Recent Claim	Jun 2009
Claims by Event	Flooding, Jan 1996 · 2 claims Severe Storms & Flooding, Nov 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, SkyPacket, T-Mobile.

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