99 Ivy Dr, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 99 Ivy Dr, Spruce Pine, NC 28777

Property Summary

Property Type	Mobile Home
Details	3 bd · 1,568 sqft · built 1998
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Dec 2020)
Tax Bill	$741 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1800-02-75-2408`

Property Details

APN / Parcel Number

Primary APN	`1800-02-75-2408`
Alternative APN	`555755306`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Roof Type	Gable
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	555755306
Street Address	99 IVY DR
City	SPRUCE PINE
State	NC
Zip	28777-5807
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	US 19-E LOT 8-B
Legal Subdivision	SUMMERTIME ACRES
Legal Lot Number	8-B
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2004
Census Tract	950300

Owner

99 Ivy Dr, a mobile home, is owned and occupied by an individual who bought it in December 2020.

Source: Mitchell County records, as of September 8, 2026

Owner of Record	Individual Name on File
Mailing Address	99 IVY DR, SPRUCE PINE, NC 28777-5807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2020 · Amount on File
Deed Sale	Dec 4, 2020 · Amount on File
Prior Sale	Dec 13, 2005 · Amount on File
Deed Document Number	20202273
Deed Book / Page	621 / 233
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Dec 4, 2020
Property Address	99 IVY DR, SPRUCE PINE, NC 28777-5807
Document Number	621/233
Book / Page	621 / 233
Map Reference	DR 9789-M-01-103
Instrument Date	Dec 1, 2020
Instrument	2020002273
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2130 CHESTNUT DALE RD, 2130, NEWLAND, NC 28657-9256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 IVY DR, SPRUCE PINE, NC 28777-5807

Mortgage

Document Number	2020002274
Date	Dec 4, 2020
Instrument	2020002274

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 99 Ivy Dr was $741, down 0.4% from the year before.

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$741.00 (-0.4%)	$115,900 (-0.43%) Land $16,500 Building $99,400
2025	$744.00	$116,400 Land $16,500 Building $99,900
2023	$746.00	$116,400 Land $16,500 Building $99,900	$116,400 Land $16,500 Building $99,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 Ivy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Ivy Dr is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000