99 Hamilton St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 99 Hamilton St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,084 sqft · built 1900
Lot Size	0.336 acres (14,641 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Apr 2012)
Tax Bill	$6,470 (2026)
Deeds & Mortgages	Sep 2024 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:008-F B:0008 L:0001`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:008-F B:0008 L:0001`
Alternative APNs	`M:008=F B:0008 L:0001` `4227019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,084 sqft Living Area
Gross Area	2,241 sqft
1st Floor Area	868 sqft
Basement Area	868 sqft
Unfinished Basement	868 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,641 sqft (0.336 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4227019
Street Address	99 HAMILTON ST
City	SAUGUS
State	MA
Zip	01906-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	8
Legal Lot Number	1
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2028
Census Tract	208302

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	99 HAMILTON ST, SAUGUS, MA 01906-1528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK
Aug 31, 2018	Deed of Trust, Mortgage MELROSE FIRST FCU
Jan 6, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance MEMBERS MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2012 · Amount on Record
Deed Sale	Apr 11, 2012 · Amount on Record
Prior Sale	Jun 13, 2011 · Amount on Record
Deed Book / Page	31247 / 273
Last Transfer Date	Dec 26, 2019
Transfer Doc	38172-391
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	99 HAMILTON ST, SAUGUS, MA 01906-1528
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042328-66
Date	Sep 17, 2024
Book Page	42328/66
Instrument	20240917000510

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2034

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	99 HAMILTON ST, SAUGUS, MA 01906-1528
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36981-12
Date	Aug 31, 2018
Book Page	36981/12
Instrument	180831002110

Lender

Name	MELROSE FIRST FCU

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jan 6, 2020
Property Address	99 HAMILTON ST, SAUGUS, MA 01906-1528
Document Number	38172-391
Book / Page	38172 / 391
Instrument Date	Dec 26, 2019
Instrument	20200106001270
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 HAMILTON ST, SAUGUS, MA 01906-1528

Mortgage

Document Number	38172-394
Date	Jan 6, 2020
Book Page	38172/394
Instrument	20200106001280

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,470.00 (+3.74%)	$620,900 (+6.32%) Land $345,400 Building $263,800	$646,618 (+11.11%)
2025	$6,237.00 (+6.47%)	$584,000 (+6.18%) Land $312,300 Building $271,700	$581,970
2024	$5,858.00 (+1.58%)	$550,000 (+7.38%) Land $283,900 Building $266,100
2023	$5,767.00	$512,200 Land $255,500 Building $256,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Hamilton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures