99 Gray Rd, Quincy, FL 32351 Property Records

Gadsden County property record for 99 Gray Rd, Quincy, FL 32351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 1977
Lot Size	0.907 acres (39,545 sqft)
Owner	2 Individual Names on Record
Tax Bill	$900 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-10-2N-4W-0000-00223-0800`

Property Details

APN / Parcel Number

Primary APN	`3-10-2N-4W-0000-00223-0800`
Alternative APN	`1177990000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,650 sqft Heated Area
Gross Area	2,564 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	39,545 sqft (0.907 acres)
Terrain	Other
Garage Area	690 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1177990000
Street Address	99 GRAY RD
City	QUINCY
State	FL
Zip	32351-7155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEGIN AT A PT ON E SIDE OF A 4
Legal Range	04W
Legal Township	02N
Legal Section	10
Jurisdiction	GADSDEN FL
Township / Civil Division	QUINCY
Census Block Group	2
Census Block	2003
Census Tract	20701

Owner

Source: Gadsden County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	99 GRAY RD, QUINCY, FL 32351-7155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	99 GRAY RD, QUINCY, FL 32351-7155
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 GRAY RD, QUINCY, FL 32351-7155

Mortgage

Document Number	0009120086
Date	Mar 4, 2022
Book Page	912/86
Instrument	220002011

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Gadsden County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$900.00 (+2.86%) Homeowner's exemption	$104,356 (+2.9%)	$121,888 (-0.21%) Land $13,590 Building $108,298
2024	$875.00 (+4.42%) Homeowner's exemption	$101,415 (+3%)	$122,147 (+6.95%) Land $12,947 Building $109,200
2023	$838.00 (+4.75%) Homeowner's exemption	$98,462 (+3%)	$114,211 (+2.74%) Land $7,000 Building $107,211
2022	$800.00 Homeowner's exemption	$95,595	$111,165 Land $5,000 Building $106,165

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY, CITY OF W/S serves 10,298 people · EPA ID FL1200551
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Pentachlorophenol resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30