Bergen County and Dumont Borough property record for 99 Garden St, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 2,242 sqft · built 1935 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $570,000 (May 2022) |
| Tax Bill | $16,827 (2025) |
| Deeds & Mortgages | Mortgage May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01312-0000-00018 |
| Primary APN | 10-01312-0000-00018 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,242 sqft Living Area |
|---|
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 100 ft deep x 125 ft wide |
| Account Number | 181000 |
|---|---|
| Street Address | 99 GARDEN ST |
| City | DUMONT |
| State | NJ |
| Zip | 07628-3119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 125X100 |
| Legal Subdivision | LAYOUT MERRIT PARK |
| Legal Block | 1312 |
| Legal Lot Number | 18 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 7 |
| Census Block | 7006 |
| Census Tract | 10100 |
99 Garden St is owned and occupied by two individuals who bought it in May 2022.
Source: Bergen County and Dumont Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 99 GARDEN ST, DUMONT, NJ 07628-3119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Deed of Trust, Mortgage OLD REPUBLIC TITLE INS CO | |
| May 2, 2022 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Sep 28, 2020 | Grant Deed, Transfer LIBERTY ABSTRACT COMPANY, LIBERTY ABSTRACT CO |
| Jan 9, 2019 | Grant Deed, Transfer LIBERTY ABSTRACT COMPANY, LIBERTY ABSTRACT CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2022 · Amount on File |
| Deed Sale | May 2, 2022 · Amount on File |
| Prior Sale | Jan 9, 2019 · Amount on File |
| Deed Document Number | 202246911 |
| Deed Book / Page | 4668 / 1258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 99 GARDEN ST, DUMONT, NJ 07628-3119 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | OLD REPUBLIC TITLE INS CO |
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 2, 2022 |
| Property Address | 99 GARDEN ST, DUMONT, NJ 07628-3119 |
| Document Number | 0046681258 |
| Book / Page | 4668 / 1258 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 2022046911 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,867.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 COMMERCE RD, 500, LINDEN, NJ 07036-2427 |
| Name | Verified Name |
|---|---|
| Address | 99 GARDEN ST, DUMONT, NJ 07628-3119 |
| Document Number | 2022046912 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 2022046912 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 28, 2020 |
| Property Address | 99 GARDEN ST, DUMONT, NJ 07628-3119 |
| Document Number | 0037320418 |
| Book / Page | 003732 / 000418 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 93360 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2020 |
| Title Company | LIBERTY ABSTRACT COMPANY, LIBERTY ABSTRACT CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 500 COMMERCE RD LINDEN NJ 070362427, LINDEN, NJ 07036-2427 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 9, 2019 |
| Property Address | 99 GARDEN ST, DUMONT, NJ 07628-3119 |
| Document Number | 0031502182 |
| Book / Page | 003150 / 002182 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 2267 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2019 |
| Title Company | LIBERTY ABSTRACT COMPANY, LIBERTY ABSTRACT CO |
| Amount | Amount on Record |
|---|---|
| Tax | $220.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 MOUNTAIN AVE RIDGEWOOD NJ 074504820, RIDGEWOOD, NJ 07450-4820 |
The 2025 property tax bill for 99 Garden St was $16,827, up 11.6% from the year before.
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $768,700 (+6.9%) Land $353,400 Building $415,300 | $768,700 (+6.9%) Land $353,400 Building $415,300 | |
| 2025 | $16,827.00 (+11.58%) | $719,100 Land $324,600 Building $394,500 | $719,100 Land $324,600 Building $394,500 |
| 2024 | $15,081.00 | ||
| 2023 | $370,000 Land $199,400 Building $170,600 | $370,000 Land $199,400 Building $170,600 | |
| 2022 | $14,367.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 99 Garden St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 99 Garden St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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