Unicoi County property record for 99 Gard Banner Rd, Erwin, TN 37650
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 812 sqft · built 1965 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $414 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-106.02 |
| Primary APN | 017-106.02 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 812 sqft Living Area |
| 1st Floor Area | 812 sqft |
| Utility Room | Utility Room |
| Flooring | Softwood |
| Interior Walls | Paneling |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 60,984 sqft (1.4 acres) |
| Lot Dimensions | 300 ft deep x 130 ft wide |
| Terrain | Mountain |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open/Unfinished Porch |
|---|---|
| Porch Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Utility Building | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 99 GARD BANNER RD |
|---|---|
| City | ERWIN |
| State | TN |
| Zip | 37650-7999 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L/E RON FOSTER 130X300 LOT HSE; BLDGS; POND & DRIVE |
| Legal Subdivision | EVELYN FOSTER |
| Legal Lot Number | 2 |
| Jurisdiction | UNICOI TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 80200 |
99 Gard Banner Rd, a single family home, is owned by two individuals.
Source: Unicoi County records, as of March 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 301 FOSTER RIDGE RD, ERWIN, TN 37650-4051 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 99 Gard Banner Rd was $414.
Source: Unicoi County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Unified School District | Unicoi County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $414.00 | $15,850 (+3.09%) Land $4,350 Building $11,500 | $63,400 Land $17,400 Building $46,000 |
| 2024 | $15,375 (-) Land $4,350 Building $11,025 | ||
| 2023 | $15,375 Land $4,350 Building $11,025 | ||
| 2022 | $63,400 Land $17,400 Building $46,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 99 Gard Banner Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1999–2018) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Feb 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 99 Gard Banner Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 65% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNICOI UTILITY DISTRICT serves 4,527 people · EPA ID TN0000719 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from ERWIN UTILITIES AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Erwin Fiber Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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