99 Epping St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 99 Epping St, Lowell, MA 01852 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1930
Square Footage1,210 sqft Living Area
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$230,000 (2018)
Tax Bill$4,861.00 (2025)

Property Details

APN / Parcel Number

Primary APNM01740
Alternative APNs
  • LOWE M:224 B:2155 L:99
  • M:000224 T:M01740

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,210 sqft Living Area
Gross Area1,991 sqft Gross Area
1st Floor830 sqft 1st Floor
Basement Area665 sqft Basement
Unfinished Basement665 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,841 sqft (0.18 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account NumberM01740
Street Address99 EPPING ST
CityLOWELL
StateMA
Zip01852-4809
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block2155
Legal Lot Number99
JurisdictionLOWELL MA
Minor Civil DivisionLOWELL
Census Blockgroup3
Census Block3030
Census Tract312300

Owner

Source: Middlesex County and Lowell City records · APN M01740

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address99 EPPING ST, LOWELL, MA 01852-4809
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
May 20, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jul 10, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HOMESTEAD FUNDING CORP
Jul 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
PATRICK J WOOD
Jul 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
PATRICK J WOOD
Jun 28, 2018Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 16, 2018 · Amount on Record
Deed SaleJul 16, 2018 · Amount on Record
Prior SaleJun 28, 2018 · Amount on Record
Deed Book / Page32245 / 208
Record RefreshedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address99 EPPING ST, LOWELL, MA 01852-4809
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number035749-132
DateMay 14, 2021
Book Page35749/132
Instrument28719
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term349 Months
DueJun 01, 2050

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address99 EPPING ST, LOWELL, MA 01852-4809
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number037081-137
DateMay 20, 2022
Book Page37081/137
Instrument21737
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address99 EPPING ST, LOWELL, MA 01852-4809
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number34344-214
DateJul 10, 2020
Book Page34344/214
Instrument31040
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address99 EPPING ST, LOWELL, MA 01852-4809
Document Number32265-129
Instrument DateJul 23, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address170 PARKER ST LOWELL MA 018514023, LOWELL, MA 01851-4023

Mortgage

Document Number32265-129
DateJul 24, 2018
Book Page032265/000129
Instrument31402
Lender
NamePATRICK J WOOD
Agreement
TypeConventional Mortgage
AmountAmount Recorded

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address99 EPPING ST, LOWELL, MA 01852-4809
Document Number32245-220
Instrument DateJul 16, 2018
Transaction TypeMortgage
Record UpdatedAug 13, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address170 PARKER ST LOWELL MA 018514023, LOWELL, MA 01851-4023

Mortgage

Document Number32245-220
DateJul 16, 2018
Book Page032245/000220
Instrument30121
Lender
NamePATRICK J WOOD
Agreement
TypeConventional Mortgage
AmountAmount Recorded

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJun 28, 2018
Property Address99 EPPING ST, LOWELL, MA 01852-4809
Document Number32198-291
Book / Page032198 / 000291
Instrument DateJun 28, 2018
Instrument27244
Transaction TypeTransfer
Record UpdatedJul 17, 2018

Transaction

AmountAmount Recorded
Tax$1,003.20
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address34 BOUCHARD AVE DRACUT MA 018262206, DRACUT, MA 01826-2206

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,861.00 (+2.62%)$423,400 (+6.46%) Land $166,600 Building $256,800$361,380 (+2.45%)
2024$4,737.00 (+6.55%)$397,700 (+11.09%) Land $155,700 Building $242,000$352,735
2023$4,446.00$358,000 Land $135,400 Building $222,600

Flood & Wildfire

99 Epping St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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