99 Elm Ln, Ringgold, GA 30736 Property Records

Catoosa County property record for 99 Elm Ln, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,210 sqft · built 1940
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on File
Last Sale	$239,000 (Mar 2023)
Tax Bill	$1,418 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0037D021000`

Property Details

APN / Parcel Number

Primary APN	`0037D021000`
Alternative APNs	`0037D021` `18108`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,210 sqft Heated Area
1st Floor Area	804 sqft
Basement Area	523 sqft
Finished Basement	523 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	53,143 sqft (1.22 acres)
Lot Dimensions	497 ft deep x 85 ft wide
Garage Area	216 sqft

Exterior Amenities

Porch	Patio
Porch Area	208 sqft
Deck Area	383 sqft
Storage Building	176 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18108
Street Address	99 ELM LN
City	RINGGOLD
State	GA
Zip	30736-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PT LOTS 221-240 WOODLAND HEIGHTS
Legal Subdivision	WOODLAND HEIGHTS
Legal Lot Number	221-240
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	1
Census Block	1006
Census Tract	30202

Owner

Source: Catoosa County assessment roll, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	99 ELM LN, RINGGOLD, GA 30736-2609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON
Mar 24, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Prior Sale	May 17, 2004 · Amount on Record
Deed Document Number	2023573
Deed Book / Page	2269 / 35
Prior Transfer Date	Aug 4, 2006
Prior Transfer Doc	0013030404
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	99 ELM LN, RINGGOLD, GA 30736-2609
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 ELM LN, RINGGOLD, GA 30736-2609

Mortgage

Document Number	0022030000000431
Date	Feb 15, 2022
Book Page	0000002203/0000000431
Instrument	001376

Lender

Name	FIRST HORIZON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 24, 2023
Property Address	99 ELM LN, RINGGOLD, GA 30736-2609
Document Number	0022690035
Book / Page	2269 / 35
Instrument Date	Mar 24, 2023
Instrument	2023-000573
Transaction Type	Transfer
Record Updated	Apr 24, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 ELM LN, RINGGOLD, GA 30736-2609

Mortgage

Document Number	0000001907
Date	Mar 24, 2023
Instrument	001907

Lender

Name	MORTGAGE INVESTORS GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,418.00 (+7.26%) Homeowner's exemption	$88,084 (+44.24%) Land $20,000 Building $68,084	$220,211 (+44.24%) Land $50,000 Building $170,211
2023	$1,322.00 (+121.81%) Homeowner's exemption	$61,067 Land $11,322 Building $49,745	$152,668 Land $28,306 Building $124,362
2022	$596.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2013–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Ringgold Telephone Company, Verizon.

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