99 Edgewater, Arley, AL 35541 Property Records

Winston County property record for 99 Edgewater, Arley, AL 35541

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,670 sqft · built 2003
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,025,000 (Aug 2022)
Tax Bill	$3,267 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34300`

Property Details

APN / Parcel Number

Primary APN	`34300`
Alternative APN	`67 19 01 02 0 201 050.008`

Interior

Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,670 sqft Living Area
Upper Floors Area	328 sqft
Basement Area	1,342 sqft
Finished Basement	468 sqft
Unfinished Basement	874 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	320 ft deep x 115 ft wide
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	440 sqft
Deck Area	260 sqft
Boat Access	Boat Access
Boat House	Boat House
Total Buildings	2 Buildings

Location & Zoning

Account Number	34300
Street Address	99 EDGEWATER
City	ARLEY
State	AL
Zip	35541-3179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 EDGEWATER UNREC S D LYING IN SE-NE S2-T12-R7
Legal Subdivision	EDGEWATER UNRECORDED
Legal Lot Number	2
Jurisdiction	WINSTON AL
Township / Civil Division	ADDISON
Census Block Group	3
Census Block	3001
Census Tract	965502

Owner

Source: Winston County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1785 E MAIN ST, EL CAJON, CA 92021-5219
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 31, 2022	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Deed Document Number	0000361844
Deed Book / Page	0300 / 0576
Prior Transfer Date	Sep 10, 2013
Prior Transfer Doc	0003000576
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Property Address	99 EDGEWATER, ARLEY, AL 35541-3179
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000659/721
Date	Dec 18, 2020
Book Page	659/721

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINSTON AL
Recording Date	Aug 31, 2022
Property Address	99 EDGEWATER, ARLEY, AL 35541-3179
Document Number	000361/844
Book / Page	361 / 844
Instrument Date	Aug 26, 2022
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5235 NORRIS MILL RD, HARTSELLE, AL 35640-7828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1785 E MAIN ST, EL CAJON, CA 92021-5219

Mortgage

Document Number	000684/575
Date	Aug 31, 2022
Book Page	684/575

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winston County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Winston County
Unified School District	Winston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,267.00 (-44.61%)	$116,700 (-44.6%)	$1,166,800 (+10.78%) Land $156,700 Building $1,010,100
2024	$5,898.00 (+8.44%)	$210,660 (+8.44%)	$1,053,280 (+8.44%) Land $152,100 Building $901,180
2023	$5,439.00 (+109.84%)	$194,260 (+109.78%)	$971,340 (+34.32%) Land $152,100 Building $819,240
2022	$2,592.00	$92,600	$723,180 Land $152,400 Building $570,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sprout Fiber Internet Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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