Middlesex County and Ashby Town property record for 99 Deer Bay Rd, Ashby, MA 01431
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 824 sqft · built 1976 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $83,500 (Jul 2011) |
| Tax Bill | $2,452 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ASHB M:012.0 B:0118 L:0007.0 |
| Primary APN | ASHB M:012.0 B:0118 L:0007.0 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 824 sqft Living Area |
| 1st Floor Area | 824 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 99 DEER BAY RD |
|---|---|
| City | ASHBY |
| State | MA |
| Zip | 01431-2051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | DOLLY K CLARKE |
| Legal Block | 118 |
| Legal Lot Number | 7.0 |
| Jurisdiction | ASHBY MA |
| Township / Civil Division | ASHBY |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 300100 |
99 Deer Bay Rd is owned by two individuals who bought it in July 2011.
Source: Middlesex County and Ashby Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 339, ASHBY, MA 01431-0339 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2011 · Amount on File |
| Deed Sale | Jul 6, 2011 · Amount on File |
| Deed Document Number | 201111 |
| Deed Book / Page | 57098 / 265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHBY MA |
| Property Address | 99 DEER BAY RD, ASHBY, MA 01431-2051 |
| Document Number | 68999-30 |
| Book / Page | 068999 / 000030 |
| Instrument Date | Mar 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2017 |
| Name | Verified Name |
|---|
| Document Number | 68999-30 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 068999/000030 |
| Instrument | 37216 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 9, 2047 |
The 2026 property tax bill for 99 Deer Bay Rd was $2,452, up 2.3% from the year before.
Source: Middlesex County and Ashby Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ashby Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,452.00 (+2.34%) | $155,600 (-1.08%) Land $64,300 Building $91,300 | $293,760 (+8.61%) |
| 2025 | $2,396.00 | $157,300 (+1.94%) Land $64,300 Building $93,000 | $270,465 (-2.6%) |
| 2024 | $2,396.00 (+10.87%) | $154,300 (+17.25%) Land $61,900 Building $92,400 | $277,685 |
| 2023 | $2,161.00 | $131,600 Land $57,100 Building $74,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 99 Deer Bay Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 99 Deer Bay Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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