Middlesex County and Reading Town property record for 99 Curtis St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,963 sqft · built 1940 |
| Lot Size | 0.261 acres (11,387 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $457,000 (Sep 2007) |
| Tax Bill | $10,932 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Feb 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:004.0-0000-0027.0 |
| Primary APN | READ M:004.0-0000-0027.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,963 sqft Living Area |
| Gross Area | 4,682 sqft |
| Basement Area | 1,592 sqft |
| Unfinished Basement | 1,417 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,387 sqft (0.261 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 30000000300 |
|---|---|
| Street Address | 99 CURTIS ST |
| City | READING |
| State | MA |
| Zip | 01867-3906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 99 CURTIS ST, READING, MA 01867-3906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MUTUAL OF OMAHA MORTGAGE |
| Feb 5, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK |
| May 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK |
| Aug 12, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SUCCESS MORTGAGE PARTNERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2007 · Amount on Record |
| Deed Sale | Sep 28, 2007 · Amount on Record |
| Prior Sale | Feb 10, 2003 · Amount on Record |
| Deed Document Number | 2007181672 |
| Deed Book / Page | 50169 / 366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 99 CURTIS ST, READING, MA 01867-3906 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78518-333 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 78518/333 |
| Instrument | 187364 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 99 CURTIS ST, READING, MA 01867-3906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72201-373 |
|---|---|
| Date | Feb 5, 2019 |
| Book Page | 72201/373 |
| Instrument | 15357 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 99 CURTIS ST, READING, MA 01867-3906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74706-264 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 74706/264 |
| Instrument | 75830 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 99 CURTIS ST, READING, MA 01867-3906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75352-420 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 75352/420 |
| Instrument | 136532 |
| Name | SUCCESS MORTGAGE PARTNERS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,932.00 (+1.49%) | $997,400 (+5.47%) Land $514,000 Building $476,500 | $1,194,821 (+20.18%) |
| 2025 | $10,772.00 (+1.15%) | $945,700 (+4.07%) Land $487,200 Building $458,500 | $994,175 (+11.81%) |
| 2024 | $10,650.00 (+3.15%) | $908,700 (+10.8%) Land $468,000 Building $440,700 | $889,200 |
| 2023 | $10,325.00 | $820,100 Land $422,000 Building $398,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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