99 Cunningham Ave, Cadiz, KY 42211 Property Records

Trigg County property record for 99 Cunningham Ave, Cadiz, KY 42211

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 984 sqft
Lot Size0.31 acres (13,319 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Dec 2024)
Tax Bill$566 (2025)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNC-8-5-1

Property Details

APN / Parcel Number

Primary APNC-8-5-1
Alternative APN
  • 216788

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area984 sqft Living Area
Basement Area984 sqft
Unfinished Basement984 sqft

Exterior

Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,319 sqft (0.31 acres)
Garage TypeCarport
Garage Area336 sqft
CarportCarport
Carport Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemElectric
Heating FuelGas

Location & Zoning

Street Address99 CUNNINGHAM AVE
CityCADIZ
StateKY
Zip42211-7963
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNUNN ADD 30
Legal SubdivisionNUNN ADD
Legal Lot Number30
JurisdictionTRIGG KY
Township / Civil DivisionCADIZ
Census Block Group3
Census Block3013
Census Tract970202

Owner

99 Cunningham Ave is owned by an individual who bought it in December 2024.

Source: Trigg County records, as of October 2, 2026

Owner of RecordIndividual Name on File
Mailing Address165 CUNNINGHAM AVE, CADIZ, KY 42211-7963
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2024 · Amount on File
Deed SaleDec 19, 2024 · Amount on File
Prior SaleMay 21, 2007 · Amount on File
Deed Document Number2024330713
Deed Book / Page334 / 743
Prior Transfer DateMay 1, 2007
Prior Transfer Doc000241/700
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRIGG KY
Recording DateSep 23, 2026
Property Address99 CUNNINGHAM AVE, CADIZ, KY 42211-7963
Document Number0000344768
Book / Page445 / 763
Instrument DateSep 22, 2026
Instrument2026344768
Transaction TypeMortgage
Record UpdatedOct 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 CUNNINGHAM AVE, CADIZ, KY 42211-7963

Mortgage

Document Number0000344768,
DateSep 23, 2026
Book Page445/763
Instrument2026344768
Lender
NameFNB BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueOct 10, 2046
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 99 Cunningham Ave was $566.

Source: Trigg County assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityCadiz City
CountyTrigg County
Unified School DistrictTrigg County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$566.00$65,000$65,000
2023$476.00$50,000$50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 99 Cunningham Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Cunningham Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCADIZ MUNICIPAL WATER CO
serves 6,165 people · EPA ID KY1110054
Water SourceSurface water
Last State InspectionApr 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
energynet
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

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