Hardy County property record for 99 Cross Ln, Moorefield, WV 26836 · Last verified November 2025
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 4,440 sqft · built 1995 |
| Lot Size | 6.36 acres (277,477 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $685 (2025) |
| Deeds & Mortgages | Aug 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-363-0062.0000 |
| Primary APN | 05-363-0062.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 4,440 sqft Living Area |
| 1st Floor Area | 4,440 sqft |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 277,477 sqft (6.36 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 99 CROSS LN |
|---|---|
| City | MOOREFIELD |
| State | WV |
| Zip | 26836-8355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 6.37 AC LOT 17 SBAE WMS |
| Legal Lot Number | 17 |
| Jurisdiction | HARDY WV |
| Township / Civil Division | SOUTH FORK |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 970300 |
Source: Hardy County records · APN 05-363-0062.0000
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 99 CROSS LN, MOOREFIELD, WV 26836-8355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Document Number | 0000035398 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 99 CROSS LN, MOOREFIELD, WV 26836-8355 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 314/426 |
|---|---|
| Date | Aug 02, 2019 |
| Book Page | 314/426 |
| Instrument | 215007 |
| Name | SUMMIT COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Hardy County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $685.00 (-5.91%) Homeowner's exemption | $109,160 (-4.46%) Land $19,580 Building $89,580 | $181,900 (-4.46%) Land $32,600 Building $149,300 |
| 2023 | $728.00 Homeowner's exemption | $114,260 Land $19,580 Building $94,680 | $190,400 Land $32,600 Building $157,800 |
Source: FEMA National Flood Hazard Layer, Hardy County (54031C), updated November 15, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540319703003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Nearby Flood Policies | 13 in force 6 of 13 on primary residences |
| Nearby Flood Claims | 12 (1996) |
| Most Recent Claim | Sep 1996, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 21% of West Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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