99 Coolidge Ave, Lockport, NY 14094 Property Records

Niagara County and Lockport City property record for 99 Coolidge Ave, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,351 sqft · built 1962
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$113,300 (Feb 2007)
Tax Bill	$5,046 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-1237.000`

Property Details

APN / Parcel Number

Primary APN	`2-1237.000`
Alternative APNs	`09001230100002011000` `290900 123.10-2-11`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,351 sqft Living Area
1st Floor Area	1,075 sqft
Upper Floors Area	1,061 sqft
Game Room	Game Room

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	160 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2-1237.000
Street Address	99 COOLIDGE AVE
City	LOCKPORT
State	NY
Zip	14094-6016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	2
Legal Lot Number	11.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1009
Census Tract	23901

Owner

Source: Niagara County and Lockport City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	99 COOLIDGE AVE, LOCKPORT, NY 14094-6016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Intrafamily Transfer, Transfer · FHA Mortgage M & T BANK
Aug 6, 2020	Warranty Deed, Transfer NOT AVAILABLE
Oct 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage NIAGARA'S CHOICE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2007 · Amount on Record
Deed Sale	Feb 27, 2007 · Amount on Record
Deed Book / Page	3390 / 926
Last Transfer Date	May 5, 2022
Transfer Doc	0000001006
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NIAGARA NY
Recording Date	Jun 8, 2022
Property Address	99 COOLIDGE AVE, LOCKPORT, NY 14094-6016
Document Number	0000001006
Map Reference	MB 29 PG 2828
Instrument Date	May 5, 2022
Instrument	2022-11006
Transaction Type	Transfer
Record Updated	Jun 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6675 CROSBY RD, 6675, LOCKPORT, NY 14094-9509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 COOLIDGE AVE, LOCKPORT, NY 14094-6016

Mortgage

Document Number	0000001007
Date	Jun 8, 2022
Instrument	2022-11007

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	Other
Max Rate	5%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Aug 6, 2020
Property Address	99 COOLIDGE AVE, LOCKPORT, NY 14094-6016
Document Number	0000012090
Instrument Date	Jul 27, 2020
Instrument	12090
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6675 CROSBY RD LOCKPORT NY 140949509, LOCKPORT, NY 14094-9509

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	99 COOLIDGE AVE, LOCKPORT, NY 14094-6016
Document Number	0000021587
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 COOLIDGE AVE LOCKPORT NY 140946016, LOCKPORT, NY 14094-6016

Mortgage

Document Number	0000021587
Date	Oct 31, 2017
Instrument	21587

Lender

Name	NIAGARA'S CHOICE FCU
Type	Credit Union
Address	NIAGARA FALLS, NY 14303

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 30, 2032

Tax Assessment & Valuation

Source: Niagara County and Lockport City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
Municipality	Lockport City
Unified School District	Lockport City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,046.00 (+7.32%)
2025	$4,702.00	$190,000 (+17.28%) Land $15,700 Building $174,300	$190,000 (+17.28%) Land $15,700 Building $174,300
2023		$162,000 Land $15,700 Building $146,300	$162,000 Land $15,700 Building $146,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564
Water Source	Surface water
Last State Inspection	May 2024
Lead	10 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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