Henderson County property record for 99 Co Rd 2405, Tool, TX 75143
| Property Type | Single Family Home |
|---|---|
| Details | 640 sqft · built 2013 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $591 (2023) |
| Deeds & Mortgages | Jul 2022 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2775-0002-0050-60 |
| Primary APN | 2775-0002-0050-60 |
|---|---|
| Alternative APNs |
|
| Building Area | 640 sqft Living Area |
|---|---|
| 1st Floor Area | 640 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Frame |
| Roof Material | Tar & Gravel |
| Lot Area | 54,886 sqft (1.26 acres) |
| Lot Dimensions | 1 ft deep x 1 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 320 sqft |
| Cooling System | Window A/C |
|---|
| Account Number | R000043762 |
|---|---|
| Old Parcel Number | 2775.0002.0050.60 |
| Street Address | 99 COUNTY ROAD 2405 |
| City | TOOL |
| State | TX |
| Zip | 75143-1982 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 AB 360 G HANCOCK SUR, FOREST ACRES, BLK 2, 2/3 OF LT 5, C/57 |
| Legal Subdivision | FOREST ACRES (98) |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | HENDERSON TX |
| Township / Civil Division | CEDAR CREEK LAKE |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 950801 |
Source: Henderson County records, as of April 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 99 COUNTY ROAD 2405, KEMP, TX 75143-1982 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2022 | Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 24, 2020 | Vendor's Lien, Transfer · Conventional Mortgage FIDELITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2022 |
| Deed Sale | Jul 26, 2022 |
| Prior Sale | Mar 24, 2020 |
| Deed Document Number | 2022-00014056 |
| Record Updated | Jun 7, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HENDERSON TX |
| Recording Date | Jul 26, 2022 |
| Property Address | 99 COUNTY ROAD 2405, TOOL, TX 75143-1982 |
| Document Number | 202200014056 |
| Map Reference | CAB C SL 57 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022-00014056 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2020 HINSON LOOP RD, 2020, LITTLE ROCK, AR 72212-3900 |
| Name | Verified Name |
|---|---|
| Address | 99 COUNTY ROAD 2405, KEMP, TX 75143-1982 |
| Document Number | 202200014057 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 2022-00014057 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HENDERSON TX |
| Recording Date | Mar 24, 2020 |
| Property Address | 99 COUNTY ROAD 2405, TOOL, TX 75143-1982 |
| Document Number | 202000004070 |
| Map Reference | VOL 6 PG 57 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 2020-00004070 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Title Company | CEDAR CRK TITLE COMPANY, CEDAR CREEK TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 180 PINE DR, 180, LEWISVILLE, TX 75057-4810 |
| Name | Verified Name |
|---|---|
| Address | 99 COUNTY ROAD 2405, TOOL, TX 75143-1982 |
| Document Number | 202000004071 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 2020-00004071 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Henderson County assessment roll, as of July 25, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Henderson County |
| Municipality | Tool City |
| Unified School District | Malakoff Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $591.00 (+13.22%) | $41,745 Land $4,180 Building $37,565 | $41,745 Land $4,180 Building $37,565 |
| 2022 | $522.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL | 80 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
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