Garrett County property record for 99 Cliffside Ct, Oakland, MD 21550 · Last verified September 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,004 sqft · built 2005 |
| Lot Size | 4.63 acres (202,118 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $39,000 (Oct 2003) |
| Tax Bill | $2,597 (2023) |
| Deeds & Mortgages | Nov 2021 Line of Credit Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-022721 |
| Primary APN | 16-022721 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,004 sqft Total Area |
| 1st Floor Area | 2,004 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 202,118 sqft (4.63 acres) |
| Garage Type | Basement |
| Garage Area | 508 sqft |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Deck Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 022721 |
|---|---|
| Street Address | 99 CLIFFSIDE CT |
| City | OAKLAND |
| State | MD |
| Zip | 21550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.64 AC LOT 3 POTOMAC FOREST BACKBONE MTN |
| Legal Subdivision | POTOMAC FOREST |
| Legal Lot Number | 3 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 16, MOUNTAIN LAKE PARK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 700 |
Source: Garrett County records · APN 16-022721
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 306, OAKLAND, MD 21550-0306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 09, 2021 | Deed of Trust, Mortgage · Line of Credit ASHLAND CU |
| Nov 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASHLAND CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2003 · Amount on Record |
| Deed Sale | Oct 22, 2003 · Amount on Record |
| Deed Document Number | 031667 |
| Deed Book / Page | 1006 / 177 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 99 CLIFFSIDE CT, OAKLAND, MD 21550 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0023690148 |
|---|---|
| Date | Nov 09, 2021 |
| Book Page | 2369/148 |
| Name | ASHLAND CU |
|---|---|
| Type | Credit Union |
| Address | ASHLAND, KY 41101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 295 Months |
| Due | Jun 21, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 99 CLIFFSIDE CT, OAKLAND, MD 21550 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0023690130 |
|---|---|
| Date | Nov 09, 2021 |
| Book Page | 2369/130 |
| Name | ASHLAND CU |
|---|---|
| Type | Credit Union |
| Address | ASHLAND, KY 41101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 235 Months |
| Due | Jun 28, 2041 |
Source: Garrett County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,597.00 Homeowner's exemption | $221,533 | $251,600 Land $38,700 Building $212,900 |
Source: FEMA National Flood Hazard Layer, Garrett County (24023C), updated February 1, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240230007002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1979–1994) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 1994, rainfall accumulation |
| Wildfire Risk | Low above 35% of the US · above 73% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Declaration Networks Group | Fixed Wireless (licensed-by-rule) | 300 / 40 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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