Worcester County and Southbridge Town City property record for 99 Cliff St, Southbridge, MA 01550
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,824 sqft · built 1920 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Sep 2019) |
| Tax Bill | $4,312 (2025) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage Jun 2018 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | SBRI M:0031 B:0106 L:00001 |
| Primary APN | SBRI M:0031 B:0106 L:00001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Living Area |
| Gross Area | 2,832 sqft |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 868 sqft |
| Unfinished Basement | 868 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,731 sqft (0.43 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Wood |
| Account Number | 1182 |
|---|---|
| Street Address | 99 CLIFF ST |
| City | SOUTHBRIDGE |
| State | MA |
| Zip | 01550-1217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 106 |
| Legal Lot Number | 1 |
| Jurisdiction | SOUTHBRIDGE MA |
| Township / Civil Division | SOUTHBRIDGE TOWN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 757100 |
99 Cliff St is owned and occupied by an individual who bought it in September 2019.
Source: Worcester County and Southbridge Town City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 99 CLIFF ST, SOUTHBRIDGE, MA 01550-1217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2019 | Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Jun 13, 2018 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2019 · Amount on File |
| Deed Sale | Sep 27, 2019 · Amount on File |
| Prior Sale | Jun 13, 2018 · Amount on File |
| Deed Document Number | 2019101092 |
| Deed Book / Page | 61134 / 375 |
| Prior Transfer Date | Jul 11, 2019 |
| Prior Transfer Doc | 61134-375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOUTHBRIDGE MA |
| Recording Date | Sep 27, 2019 |
| Property Address | 99 CLIFF ST, SOUTHBRIDGE, MA 01550-1217 |
| Document Number | 61134-375 |
| Book / Page | 61134 / 375 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 101092 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 101093 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 101093 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SOUTHBRIDGE MA |
| Recording Date | Jun 13, 2018 |
| Property Address | 99 CLIFF ST, SOUTHBRIDGE, MA 01550-1217 |
| Document Number | 58935-391 |
| Book / Page | 058935 / 000391 |
| Instrument Date | May 30, 2018 |
| Instrument | 57712 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 3, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $409.97 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 376 STATEVIEW BLVD FORT MILL SC 29715, FORT MILL, SC 29715 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 99 Cliff St was $4,312, up 1% from the year before.
Source: Worcester County and Southbridge Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Southbridge Town City |
| Unified School District | Southbridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,312.00 (+1%) | $294,100 (+14.48%) Land $38,900 Building $255,200 | $380,285 (+18.57%) |
| 2024 | $3,920.00 (+5.66%) | $256,900 (+9.69%) Land $32,400 Building $224,500 | $320,720 |
| 2023 | $3,710.00 | $234,200 Land $32,400 Building $201,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 99 Cliff St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 99 Cliff St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHBRIDGE WATER DEPARTMENT serves 19,562 people · EPA ID MA2278000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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