99 Chester St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 99 Chester St, Woonsocket, RI 02895

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,019 sqft · built 1900
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$295,500 (Aug 2021)
Tax Bill	$3,086 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`16001100`

Property Details

APN / Parcel Number

Primary APN	`16001100`
Alternative APN	`WOON M:21D L:220 U:27`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,019 sqft Living Area
Gross Area	3,067 sqft
1st Floor Area	920 sqft
Attic	Attic
Attic Area	896 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	16001100
Street Address	99 CHESTER ST
City	WOONSOCKET
State	RI
Zip	02895-1311
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R4
Legal Lot Number	220
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	2
Census Block	2022
Census Tract	18100

Owner

Source: Woonsocket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	99 CHESTER ST, WOONSOCKET, RI 02895-1311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 18, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 26, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 13, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE
Jun 17, 2019	Quit Claim Deed, Transfer RCN CAP
Jan 2, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 1, 2017	Warranty Deed, Transfer FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Sep 1, 2017 · Amount on Record
Deed Book / Page	2652 / 213
Prior Transfer Date	Jun 14, 2019
Prior Transfer Doc	002446-260
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	99 CHESTER ST, WOONSOCKET, RI 02895-1311
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002983-342
Date	Oct 8, 2025
Book Page	2983/342
Instrument	240228

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	313 Months
Due	Nov 1, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	99 CHESTER ST, WOONSOCKET, RI 02895-1311
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002801-179
Date	Apr 18, 2023
Book Page	2801/179
Instrument	227234

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	May 1, 2051

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	99 CHESTER ST, WOONSOCKET, RI 02895-1311
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002847-229
Date	Dec 26, 2023
Book Page	2847/229
Instrument	230734

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jan 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Aug 13, 2021
Property Address	99 CHESTER ST, WOONSOCKET, RI 02895-1311
Document Number	002652-213
Book / Page	2652 / 213
Instrument Date	Aug 13, 2021
Instrument	216273
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 CHESTER ST, WOONSOCKET, RI 02895-1311

Mortgage

Document Number	0000216274
Date	Aug 13, 2021
Instrument	216274

Lender

Name	HOMESPIRE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	002652-231
Date	Aug 13, 2021
Book Page	2652/231
Instrument	216275

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Jun 17, 2019
Property Address	99 CHESTER ST, WOONSOCKET, RI 02895-1311
Document Number	2446-258
Book / Page	002446 / 000258
Instrument Date	Jun 14, 2019
Instrument	82
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	59 WOONASQUATUCKET AVE NORTH PROVIDENCE RI 029113163, NORTH PROVIDENCE, RI 02911-3163

Mortgage

Document Number	2446-260
Date	Jun 17, 2019
Book Page	002446/000260
Instrument	83

Lender

Name	RCN CAP
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2049

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Jan 2, 2018
Property Address	99 CHESTER ST, WOONSOCKET, RI 02895-1311
Document Number	2332-337
Book / Page	002332 / 000337
Instrument Date	Dec 21, 2017
Instrument	192487
Transaction Type	Transfer
Record Updated	Jan 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	99 CHESTER ST WOONSOCKET RI 028951311, WOONSOCKET, RI 02895-1311

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Sep 1, 2017
Property Address	99 CHESTER ST, WOONSOCKET, RI 02895-1311
Document Number	002307-129
Book / Page	2307 / 129
Instrument	190372
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.78
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0023070132
Date	Sep 1, 2017
Instrument	02307/0132

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,086.00 (+17.12%)	$274,800 (+45.78%) Land $47,100 Building $227,700	$403,467
2023	$2,635.00	$188,500 (-) Land $49,800 Building $138,700
2022	$2,635.00	$188,500 Land $49,800 Building $138,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	45 units insured incl. 45 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Xfinity.

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