Stafford County property record for 99 Chaps Ln, Fredericksburg, VA 22405
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,160 sqft · built 2009 |
| Lot Size | 0.146 acres (6,403 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $318,000 (Dec 2009) |
| Tax Bill | $5,143 (2025) |
| Deeds & Mortgages | Mar 2020 Refinance Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 53H-1-117 |
| Primary APN | 53H-1-117 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,160 sqft Living Area |
| Basement Area | 1,456 sqft |
| Finished Basement | 1,200 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,403 sqft (0.146 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 240 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 46231 |
|---|---|
| Old Parcel Number | 053H 1 117 |
| Street Address | 99 CHAPS LN |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-5627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2- URBAN RES |
| Legal Description | LOT 117 SEC 1 6400 SQFT CARRIAGE HILL AT FALLS RUN |
| Legal Subdivision | CARRIAGE HILL/FALLS RUN SEC 01 |
| Legal Lot Number | 117 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | GEORGE WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 10304 |
Source: Stafford County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 99 CHAPS LN, FREDERICKSBURG, VA 22405-5627 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRSTBANK |
| Sep 24, 2018 | Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2009 · Amount on Record |
| Deed Sale | Dec 1, 2009 · Amount on Record |
| Deed Document Number | 90020136 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 99 CHAPS LN, FREDERICKSBURG, VA 22405-5627 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200006598 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 200006598 |
| Name | FIRSTBANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 99 CHAPS LN, FREDERICKSBURG, VA 22405-5627 |
| Document Number | 180016731 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Name | Verified Name |
|---|
| Document Number | 180016731 |
|---|---|
| Date | Oct 3, 2018 |
| Instrument | 16731 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 2, 2033 |
| Rate Type | Fixed Rate |
|---|
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,143.00 (+10.77%) | $549,100 (+11.74%) Land $130,000 Building $419,100 | $549,100 (+11.74%) Land $130,000 Building $419,100 |
| 2023 | $4,643.00 (+22.93%) | $491,400 Land $120,000 Building $371,400 | $491,400 Land $120,000 Building $371,400 |
| 2021 | $3,777.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Cox Communications Cable | 2,000 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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